Mir Nayma Nazneen

1.To prepare of all kinds of credit proposals (fresh/renewal/ rescheduling/ restructuring etc).
2. Preparation of sanction advice for credit facilities for the customer after obtaining approval from Head Office.
3. To analyse client’s financial statements and prepare ICRRS (Internal Credit Risk Rating System) report, working capital assessment, Back to Back LC entitlement and ratio analysis.
4. Ensuring complete securities and other loan documentation prior to disbursement of loan.
5. Upon receiving permission (Commitment ID); processing and disbursement of loan by opening loan accounts and transferring the loan amount to the demand deposit account by complying all formalities.
6. To prepare ISS report (credit part) on monthly basis.
7. To visit project and assess customer’s requirements.
8. To obtain legal opinion and valuation report from enlisted panel lawyer and surveyor respectively.
9. To All type of customer service on daily basis.

1. Championed employee engagement initiatives such as team-building events and recognition programs to promote a positive workplace culture.

2.Led strategic planning initiatives for business growth, identifying opportunities for expansion and innovation.

3.Preparation & submission of credit proposal (fresh & renewal) like SME Credit, Housing Loan,
Retail Loan, Bank Guarantee and SOD under supervision of Branch management.
4.Issuance of Sanction Advice, Loan Documentation, Disbursement, Follow-up & Recovery.
5.Account Opening deferment as well as ensure KYC & CDD as per instruction of AML & BFIU
circular.

6.Make payment of FDR Interest & all kind of Account Opening & Closing with documentation.

• Increased customer satisfaction by addressing concerns promptly and implementing solutions that met their needs.
• Developed strong relationships with clients, leading to repeat business and referrals.
• Assisted in the preparation of comprehensive reports, providing valuable insights for management decisionmaking.
• Assisting customers with their banking needs, including account opening, deposits, withdrawals, and inquiries.
• Retrieve and count cash receipt from the business day.
• Receive all types of utility Bills and posted in respective account
• Enter transactions into accounts receivable system, cash register or cash receipt journal.
• Update Account receivables and issue invoice
• Prepare daily cash book.
• balancing cash at the end of each day.
• All works related to
• Import LC documents preparation and send to Central Trade Operation Department for transmission.
• Lodgment of import LC.
• Recording, maintenance of Import L/C register, PAD register
• Assisting with the maintenance of customer records, including updating customer information and ensuring that all documentation is complete and up-to-date.
• Adhering to all bank policies and procedures, including those related to security and confidentiality.