Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

MILAD JALALIZADEH

Toronto

Summary

Dynamic Credit Card Specialist at TD Bank with expertise in credit analysis and risk assessment. Proven track record in developing training materials and enhancing team performance. Strong communicator and problem solver, adept at managing customer relationships and driving effective loan processing. Recognized for meticulous attention to detail and delivering impactful insights to management. Meticulous Credit Analyst promoting a background in credit bureau report reviews and communicating with commercial clients. Experienced in credit approvals and limits. Offering a successful career history spanning several years. Responsible and motivated student ready to apply education in the workplace. Offers excellent technical abilities with software and applications, ability to handle challenging work, and excellent time management skills. Experienced in fast-paced environments and adaptable to last-minute changes. Thrives under pressure and consistently earns high marks for work quality and speed. Customer-focused individual with a passion for delivering exceptional service. Strong interpersonal skills with a talent for effectively addressing concerns. Committed to improving customer satisfaction and driving positive outcomes. Hardworking employee with customer service, multitasking, and time management abilities. Devoted to giving every customer a positive and memorable experience.

Overview

15
15
years of professional experience

Work History

Credit Card Specialist

TD BANK
01.2023 - 01.2025
  • Organized and submitted loan documents to underwriting for timely processing.
  • Developed training materials on credit card policies and procedures to enhance team knowledge.
  • Monitored daily transaction volumes, balances, interest rates, and fees for all active credit cards.
  • Conducted corporate credit reviews to evaluate financial stability and risk.
  • Regularly assessed customer credit files to manage receivables effectively.
  • Collaborated with internal departments to communicate changes in customer accounts.
  • Reconciled accounts and negotiated payments with customers alongside sales team.
  • Presented key insights to upper management for informed loan recommendations.

Call Center Team Lead

TELEPERFORMANCE/ALLIANCEONE
Toronto
11.2022 - 01.2023

Handling Inbound and Outbound Calls:

Answering customer inquiries, providing support, and resolving issues via phone calls.


  • Customer Service:Providing helpful and accurate information to customers, ensuring their needs are met, and providing expert advice.

  • Problem Solving:Analyzing customer issues, finding solutions, and escalating complex cases when necessary.

  • Documentation:Keeping clear and concise records of all interactions and cases.

  • Adherence to Schedules and Goals:Meeting performance standards and adhering to call center schedules.

  • Utilizing Technology:Using various applications and tools to manage calls, access information, and provide support.

  • Customer Feedback and Order Processing:Taking customer feedback, processing orders, and potentially handling returns.

  • Outbound Calls:Making outbound calls to follow up on inquiries, reservations, or other customer-related activities.
  • Assisted in the recruitment and training of new team members.
  • Coached team members on metrics and consumer experience behavior identification to improve satisfaction ratings.
  • Provided technical support related to phone systems or software applications used by agents.

Customer Service Representative

AMAZON
Toronto
10.2019 - 10.2022

Respond to customer inquiries:

Handle a variety of questions and requests from customers, both proactively and reactively.


  • Resolve customer issues:Address complaints, troubleshoot problems, and find solutions to ensure customer satisfaction.

  • Provide customer support:Offer guidance, information, and assistance regarding products, services, and the Amazon platform.

  • Manage customer interactions:Communicate effectively and professionally with customers, building rapport and providing a positive experience.

  • Process claims and returns:Handle returns, refunds, and other claim-related matters, following established procedures.

  • Maximize revenue opportunities:Actively offer products and services to customers, while overcoming objections and maximizing sales.

  • Analyze customer needs:Understand customer requirements and recommend suitable products or services to meet their needs.

  • Stay informed:Keep up-to-date on the latest product information, policies, and procedures
  • Answered inbound calls, chats and emails to facilitate customer service.
  • Engaged in conversation with customers to understand needs, resolve issues and answer product questions.

Tour Manager

TURKISH AIRLINE
TEHRAN
01.2010 - 07.2019

Coordinated transportation, accommodations, and meals to ensure seamless travel flow.

Organized sightseeing tours and excursions to enrich overall travel experience.

  • Provided comprehensive information and support to passengers throughout journeys.
  • Resolved any issues or emergencies promptly to maintain positive travel experiences.
  • Cultivated relationships with local vendors, hotels, and restaurants to enhance service quality.
  • Maintained detailed records of bookings, schedules, and post-trip issues for future reference.
  • Communicated effectively with passengers and staff to provide timely updates.
  • Monitored passenger safety and compliance with regulations during tours.

Education

Master of Science - Biological Sciences

UNIVERSITY OF HAMEDAN
HAMEDAN
09-2012

Skills

  • Credit analysis and risk assessment
  • Loan processing and account reconciliation
  • Customer service and technical support
  • Team collaboration and training development
  • Effective communication and problem solving
  • Attention to detail and time management
  • Microsoft Office Suite proficiency
  • Project management and adaptability
  • Dispute resolution and analytical skills
  • Professionalism and decision-making
  • Task prioritization and organizational skills

Languages

English
Professional
FARSI
Professional
KURDISH
Professional

Timeline

Credit Card Specialist

TD BANK
01.2023 - 01.2025

Call Center Team Lead

TELEPERFORMANCE/ALLIANCEONE
11.2022 - 01.2023

Customer Service Representative

AMAZON
10.2019 - 10.2022

Tour Manager

TURKISH AIRLINE
01.2010 - 07.2019

Master of Science - Biological Sciences

UNIVERSITY OF HAMEDAN
MILAD JALALIZADEH