Michael Capocciama
Huntington Beach,CA
Summary
Dynamic Multifamily/Commercial Loan Officer with a proven track record at Fidelity Bancorp Funding, excelling in loan structuring and relationship building. Achieved favorable loan terms through effective negotiation, leveraging expertise in risk evaluation and customer service. Enhanced team productivity by sharing industry insights, demonstrating exceptional multitasking abilities and problem-solving skills.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Multifamily / Commercial Loan Officer
Fidelity Bancorp Funding
02.2020 - Current
- Maintained detailed records of all client interactions, ensuring proper documentation for audit purposes.
- Executed 50-100 cold calls each week to develop new loan prospects.
- Maintained compliance with laws and regulations governing commercial loans.
- Negotiated favorable loan terms for clients by effectively communicating their financial needs and objectives.
- Enhanced team productivity by sharing industry knowledge and best practices during staff training sessions.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Researched and updated industry knowledge on changing legislation and regulations.
- Negotiated loan terms and conditions with customers to secure best deal.
Education
BBA - Marketing And Communications
Hope International University
Fullerton, CA11-2019
Skills
- Loan structuring
- Marketing
- Customer Service
- Risk evaluation
- Cash flow analysis
- Problem-solving
- Multitasking Abilities
- Cash handling
- Relationship building
- Collateral valuation
- Loan origination
Certification
DRE #: 02156070
Timeline
Multifamily / Commercial Loan Officer
Fidelity Bancorp Funding
02.2020 - Current
DRE #: 02156070
BBA - Marketing And Communications
Hope International University
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