Mehakinder Singh
Brampton
Summary
Personable and analytical, with solid foundation in financial principles and risk assessment. Possesses strong quantitative skills and keen attention to detail, particularly in financial statement analysis and credit risk evaluation. Committed to leveraging these abilities to drive sound financial decisions and contribute to organizational success.
Overview
11
11
years of professional experience
Work History
Credit Analyst
Trailer Zone Sales and Leasing Inc.
03.2021 - Current
- Assessed credit risk and analyzed financial statements.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Attended credit-related training and conferences to stay informed about industry trends and developments.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Ensured compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions.
- Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
- Supported the sales team in negotiating favorable terms, balancing business growth and credit risks effectively.
- Gathered loan documentation for underwriting.
Logistics Manager
Anttal Transportation Ltd
01.2017 - 02.2021
- Enhanced customer satisfaction by closely monitoring order fulfillment and addressing issues promptly.
- Ensured regulatory compliance in all aspects of logistics operations, including transportation safety standards and customs requirements.
- Directed shipping and receiving of wide range of products daily.
- Improved on-time delivery rates by optimizing transportation routes and scheduling.
- Conducted regular audits of logistics practices to identify areas for improvement and implement corrective actions accordingly.
- Efficiently managed budgets, ensuring optimal allocation of resources towards critical projects while minimizing unnecessary expenditures.
- Managed logistics budgets and forecasting to achieve cost-effective operations.
Integration Technician
Powell Industries
01.2014 - 04.2016
- Maintained a deep understanding of industry best practices, consistently applying this knowledge to optimize integration technician workflows.
- Maintained detailed documentation on all integration projects, ensuring accurate records for future reference.
- Streamlined workflows by automating repetitive tasks, increasing overall productivity.
- Ensured compliance with relevant industry standards and regulatory requirements throughout all stages of the integration process.
- Established clear communication channels among team members to facilitate smooth collaboration during high-stakes projects.
- Inspected equipment, assessed functionality, and optimized controls.
Education
Associate of Applied Science - Electromechanical Engineering
Centennial College of Applied Arts And Technology
Scarborough, ON04-2013
Skills
- Risk Assessment
- Credit analysis
- Financial statement analysis
- Credit risk
- Verbal and written communication
- Relationship Management
- Microsoft Excel proficiency
- Loan Documentation
- Cash Flow analysis
- Lending regulations
Languages
English
Native or Bilingual
Hindi
Native or Bilingual
Punjabi
Native or Bilingual
Timeline
Credit Analyst
Trailer Zone Sales and Leasing Inc.
03.2021 - Current
Logistics Manager
Anttal Transportation Ltd
01.2017 - 02.2021
Integration Technician
Powell Industries
01.2014 - 04.2016
Associate of Applied Science - Electromechanical Engineering
Centennial College of Applied Arts And Technology
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