MEGHA SHARMA
Saskatoon,Canada
Summary
A Result-oriented and self motivated professional with proven knowledge of Banking, Customer Service and Account management, aiming to leverage my abilities to meet company needs and increase service value
Overview
12
12
years of professional experience
1
1
Certification
Work History
Senior Credit Analyst
Noor Bank
06.2014 - 06.2020
- Prescreening Of Applications applied by customers for bank’s retail products (Business Installment Finance, Home Finance,Credit Cards, Personal Finance and Commercial Vehicle Finance)
- Analysis of Credit Worthiness of the Applicant
- Ensure 100% Detection Of Fraudulent Application at any level of verification
- Knowledge and Experience related to Compliance, Anti Money Laundering(AML) and Central Bank Regulations
Officer
ICICI Bank
09.2010 - 11.2012
Banking Operations Management
- Branch Banking Operations (Teller &Front Desk)
Business Development/Sales
- Identifying prospective clients, generating business from new accounts & developing them to achieve the consistent profitability
- Sales & cross selling banking products(Accounts, FD, Cards, Insurance, Mutual funds)
Customer Relationship Management
- Building and maintaining healthy business relations with HNI, NRI and corporate clients, ensuring customer satisfaction by achieving delivery & service quality norms
Intern
HDFC Bank
05.2008 - 07.2008
- Analysis of Potential of Media and Entertainment Industry with an object to find out the Credit opportunities for the bank.
Education
Master of Business Administration - Finance
EIILM University
06.2009
Master of Commerce -
Annamalai University
01.2010
Post Graduate Diploma in Banking Operations -
Institute of Finance, Banking And Insurance (IFBI)
07-2010
Bachelor of Commerce (Honours) -
South City College
01.2006
Skills
- Effective Business Communication
- Active Listening
- Adaptability / Flexibility
- Multitasking
- Customer Relationship Management
- Teamwork
Accomplishments
Received Pat on the Back Award(PAT) for Outstanding Contribution and effectively handling the work load in my department in Noor Bank.
Outstanding Achiever Award for selling of Life Insurance policies effectively and achieving my target before time in ICICI Bank
Certification
- Annual Fraud Awareness Training Program
- Certificate Of Participation For Training in Interpersonal Communication
- Compliance and AML Awareness Training
Languages
English
Hindi
Timeline
Senior Credit Analyst
Noor Bank
06.2014 - 06.2020
Officer
ICICI Bank
09.2010 - 11.2012
Intern
HDFC Bank
05.2008 - 07.2008
Master of Business Administration - Finance
EIILM University
Master of Commerce -
Annamalai University
Post Graduate Diploma in Banking Operations -
Institute of Finance, Banking And Insurance (IFBI)
Bachelor of Commerce (Honours) -
South City College
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