Skills: Excel, PowerPoint, Salesforce, Financial Modeling, Tableau, FINRA Licensed
Interests: Skiing, Yoga (Certified CorePower Sculpt Instructor), Running, Travel
McKinzie Schmeits
San Francisco
Overview
7
7
years of professional experience
Work History
Coverage Associate
Citi Commercial Bank
San Francisco, CA
01.2023 - Current
- Support 10 Relationship Managers across the U.S., covering 42 nonprofit, nonprofit healthcare, and higher education clients within a broader team portfolio of 179 clients
- Manage relationships across organizations with $50MM–$1B+ in annual revenue (avg. client size ~$50MM–$250MM), delivering financial analysis, client presentations, and strategic insights
- Presented and led client meetings (in-person and virtual), including discovery calls, product pitches, credit discussions, and diligence sessions
- Drove prospecting and cross-sell efforts contributing to ~$100MM in team revenue (2025) through pipeline development and client engagement
- Serve as primary backup banker for senior RMs, managing client needs and maintaining continuity of coverage
- Key Projects & Impact:
- Helped develop Citi’s Healthcare Global Accounts Receivable Program (GARP) for nonprofit hospitals; conducted research, built materials, and contributed to internal and client presentations
- Moderated a Global Industry Week panel with 340+ attendees, facilitating discussion on nonprofit healthcare strategy and Citi initiatives
- Supported underwriting aligned with Citi Wholesale Credit Risk Policy for the nonprofit sector, contributing to credit structuring and risk assessment
- Co-led development of 2025 Nonprofit Planning Session materials, presenting on target markets and sector headwinds/tailwinds
- Selected as the only Associate presenter at Global Industry Week (2025), presenting Citi’s nonprofit healthcare GARP initiative
Analyst
Citi Commercial Bank
San Francisco, CA
01.2021 - 01.2023
- Managed financial performance analysis for a portfolio of consumer & retail relationships (~$800MM+ exposure)
- Conducted credit, risk, and financial modeling for approvals, renewals, and amendments
- Presented credit analysis to senior approvers during Green Light and Approval meetings
- Led portions of the U.S. CCB Senior Portfolio Review, including top exposure analysis and presentations
- Supported syndicated and bilateral transactions across coverage, legal, and risk teams
Credit Intern
Citi Commercial Bank
Virtual (COVID)
07.2020 - 08.2020
- Conducted credit analysis and built financial models for global and national industries clients
- Created and presented credit memos and participated in client and internal deal discussions
Investment Analyst Intern
Perella Weinberg Partners
Denver, CO
06.2019 - 08.2019
- Performed hedge fund due diligence and investment analysis across Absolute Return strategies
- Conducted manager research, regression analysis, and portfolio construction evaluation
- Prepared client-facing materials and investment recommendations
Education
BBA - Finance Major, Accounting Minor
Texas Christian University
Fort Worth, TX05.2021
Interests
LEADERSHIP & INVOLVEMENT
- Citi Banking and International Talent and Engagement Council (2025 – Present) — Objective Coordinator
- Citi Analyst & Associate Advisory Council (2022 – 2024) — Council Member
- Global Industry Week Presenter (2025) — Nonprofit Healthcare GARP
- Citi San Francisco Site Ambassador (2024 – Present) — Organized office events, onboarding, and volunteer initiatives
- Mentorship (2023 – Present) — Formal CCB Analyst program + informal mentorship of junior team members
- Active participant in Citi volunteer initiatives (food bank, backpack drives, etc.)
Timeline
Coverage Associate
Citi Commercial Bank
01.2023 - Current
Analyst
Citi Commercial Bank
01.2021 - 01.2023
Credit Intern
Citi Commercial Bank
07.2020 - 08.2020
Investment Analyst Intern
Perella Weinberg Partners
06.2019 - 08.2019
BBA - Finance Major, Accounting Minor
Texas Christian University