Mauricio Martinez
Rancho Cordova,
Summary
Professional with solid background in financial industry and years of experience. Skilled in loan assessment, risk analysis, and underwriting. Strong focus on collaboration with internal and external partners with the common goal of driving efficient loan closings and ensuring successful deal execution. Reliable and results-driven, consistently contributing to organizational success while maintaining strict adherence to regulatory guidelines and industry compliance standards.
Overview
7
7
years of professional experience
Work History
Loan Officer
Five Star Bank
09.2021 - Current
- Loan Officer Duties: Evaluate borrower creditworthiness to determine loan eligibility and risk levels, manage loan processing workflow, ensuring timely approvals and compliance with regulations, collaborate with real estate agents, appraisers, title, escrow, and environmental officers to facilitate smooth transaction process, mentor junior loan officers on best practices for client engagement and underwriting standards, conduct thorough credit analysis to minimize risk exposure for the financial institution, assess loan portfolios for compliance with underwriting policies, monitor pipelines to track and log status of loans.
Business Advocate
Wells Fargo
06.2019 - 08.2021
- Business Advocate Duties: Participate in the Wells Fargo at Work program to reach out to the community; small businesses, organizations/clubs, and schools to offer complementary financial education services and workshops, topics ranging from saving, budgeting, credit building, etc., responsible for servicing and building relationships with small business customers, managing book of business, working proactively to engage customers to understand what is most important to them, work with a group of partners to deliver an exceptional customer experience, acquire, deepen, and retain relationships, helping small business customers with complex needs succeed financially with referrals to merchant services, treasury management, SBA and CRE products
Personal Banker
Wells Fargo
02.2018 - 08.2021
- Personal Banker Duties: Build lifelong relationships with consumers and small businesses, deliver exceptional customer service, focused on asking questions to understand their financial priorities and meet their needs, special emphasis is placed on assisting customers with more complex needs such as personal financial reviews, lending services, small business needs, originate loans and analyze financial statements, work closely with other Wells Fargo partners and introduced customers to specialists who can assist with specific financial needs, proactive outreach by phone to ensure customer satisfaction, diligent in staying within bank policies and procedures at all times
Education
Coursework in Real Estate -
City College of San Francisco
San Francisco, CA12.2016
Coursework in Business -
Sacramento City College
Sacramento, CA04.2016
Skills
- Credit Analysis
- Loan Origination
- Underwriting Expertise
- Loan Processing
- Risk Management Assessment
- Financial Statement Analysis
Languages
Spanish
Full Professional
Timeline
Loan Officer
Five Star Bank
09.2021 - Current
Business Advocate
Wells Fargo
06.2019 - 08.2021
Personal Banker
Wells Fargo
02.2018 - 08.2021
Coursework in Real Estate -
City College of San Francisco
Coursework in Business -
Sacramento City College
Additional Information
Proficient in Microsoft Office Suite and Salesforce
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