Mary Pearl Jarilla
Toronto
Summary
Proactive and goal-oriented professional with excellent time management and problem-solving skills. Known for reliability and adaptability, with swift capacity to learn and apply new skills. Committed to leveraging these qualities to drive team success, contribute to organizational growth, and offer strong analytical and problem-solving abilities, with an interest in financial risk management. Ready to use and develop analytical and quantitative skills in a data analyst role.
Overview
2
2
years of professional experience
Work History
Credit Risk Analyst
ANZ Global Services And Operations, Inc
04.2012 - 10.2012
- Enhanced portfolio performance through meticulous monitoring, proactive risk mitigation strategies, and data-driven decision-making.
- Developed advanced risk models to ensure precise credit scoring, resulting in improved decision-making processes and reduced default rates.
- Streamlined internal credit controls by designing and implementing robust system checks and balances, improving operational efficiency and compliance.
- Delivered in-depth portfolio performance reports, identifying key trends, addressing areas of concern, and providing actionable recommendations to drive continuous improvement.
- · Migrated and integrated financial data from multiple external sources, leveraging SAS programming to ensure accuracy and efficiency in data handling.
- Analyzed business performance by generating detailed reports and optimizing the use of existing internal resources to support strategic decision-making.
CREDIT RISK OFFICER
Citibank N.A
03.2011 - 04.2012
- Provided timely and relevant MIS reporting and comprehensive analysis of Guam's business performance, initiatives, and global/regional reporting, supporting data-driven decision-making.
- Enhanced software programs to automate reporting processes, ensuring accuracy, efficiency, and error-free results.
- Delivered System Access (SA) requirements promptly, contributing to satisfactory ratings in Risk and Control Self-Assessments (RCSA) and audits.
- Executed complex data analytics, quality assurance, and database management to quantify observations and substantiate recommendations for operational improvements.
- Collaborated with cross-functional teams to identify, assess, and mitigate organizational risks, ensuring alignment with strategic goals.
- Demonstrated initiative in independently gathering information, solving problems, and delivering results within a highly structured corporate environment.
- Conducted thorough due diligence on potential investments, mitigating exposure to unforeseen risks and safeguarding organizational assets.
- Maintained a comprehensive risk register, regularly updating and tracking mitigation actions to ensure proactive and effective risk management.
- Evaluated emerging risks to anticipate and address potential threats, minimizing their impact on business operations.
- Contributed to strategic business planning by integrating quantitative market analysis and competitive insights into long-term strategies.
- Participated in audit reviews, providing expertise on risk-related matters and ensuring precise documentation of findings.
- Monitored industry, technological, and economic trends to remain informed of potential risks and adapt strategies accordingly.
Education
College Graduate Certificate - Business Insights And Analytics
Humber College
Toronto, ON08-2025
Bachelor of Science - Statistics
University of The Philippines
Philippines04-2009
Skills
- Delinquency monitoring
- Risk assessment
- Credit decisions
- Oral and written communications
- Credit analysis
- Portfolio management
- Data analysis
- Credit reporting
- Risk mitigation strategies
- Credit risk
- Verbal and written communication
- Proficient in SAS, Python, SQL, MongoDB, R, SPSS
- Teamwork and collaboration
- Time management
- Attention to detail
- Problem-solving
- Multitasking Abilities
- Reliability
- Logical Reasoning Skills
- Strategic Task Organization
- Problem-Solving Skills
Languages
English
Professional Working
Tagalog
Full Professional
Timeline
Credit Risk Analyst
ANZ Global Services And Operations, Inc
04.2012 - 10.2012
CREDIT RISK OFFICER
Citibank N.A
03.2011 - 04.2012
College Graduate Certificate - Business Insights And Analytics
Humber College
Bachelor of Science - Statistics
University of The Philippines
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