Maruthapille Jegathees

Conducted in-depth financial analysis to support approval decisions for personal and business loans.
Managed a portfolio of 150+ clients (LKR 980 million), focusing on optimizing loan structures, increasing portfolio and mitigating risk.
Processed and approved over LKR 500 million in loan applications, ensuring compliance with risk management policies and lending standards.
Evaluated and monitored creditworthiness through independent financial analysis and ongoing risk assessment.
Strengthened lending portfolio by analyzing mortgage lending, commercial property loans, and development financing.
Developed and implemented client engagement strategies to reduce non-performing loans (NPL).
Partnered with internal teams to ensure adherence to lending policies and optimize the client experience.

Act as Operations OIC when required.

Conducted in-depth financial analysis to support management approval for personal and business loans.
Managed a portfolio of 150+ clients (LKR 980 million), focusing on optimizing loan structures and mitigating risk.
Processed and approved over LKR 500 million in loan applications, ensuring compliance with risk management policies and credit standards.
Evaluated and monitored creditworthiness through independent financial analysis and ongoing risk assessment.
Developed and implemented client engagement strategies to reduce non-performing loans (NPL) by 13%

Opened new accounts and facilitated transactions to support client banking needs.
Processed foreign currency exchanges and issued debit cards, ensuring seamless customer service.

Evaluated gold articles, assisted customers and supported cross selling.

Provided digital banking support and cross selling activities.

Provided account related services and customer relationship development.