Marlene Ibarra
84 - 215 Mississauga Valley Blvd., Mississauga,ON
Summary
Detail-oriented compliance professional with over 20 years of experience in regulatory compliance, Anti-Money Laundering (AML), risk assessment, policy analysis, and operational governance. Proven track record of developing and implementing compliance programs, conducting risk assessments, mentoring junior analysts, and collaborating across departments to mitigate risk and ensure regulatory adherence. Strong analytical and problem-solving skills with exceptional attention to detail and effective communication abilities. Experienced managing multiple priorities and deadlines in fast-paced environments while building productive relationships with stakeholders at all organizational levels. Knowledgeable in payroll processing, timekeeping systems, payroll legislation, statutory deductions, garnishments, benefits administration, and compliance requirements affecting payroll operations.
Overview
25
25
years of professional experience
Work History
Senior Compliance/ Payroll Analyst
Curo Canada Corporation
09.2001 - 04.2026
Managed internal compliance programs across AML/ATF, lending, privacy, CASL, and FINTRAC reporting requirements, ensuring regulatory adherence and timely submissions. Conducted enterprise-wide risk assessments, Enhanced Due Diligence (EDD), and KYC reviews, identifying and escalating high-risk clients and recommending de-risking strategies. Produced compliance reporting, including deficiency tracking, trend analysis, and risk reports for senior leadership on weekly, monthly, and quarterly cycles.
Performed multi-source data analysis to identify operational gaps and compliance risks, supporting process improvements and control enhancements. Administered payroll operations using ADP, including timekeeping, ROEs, garnishments, off-cycle payments, bonuses, terminations, and year-end activities, while ensuring compliance with federal and provincial payroll legislation, Workers’ Compensation, and statutory requirements.
Maintained strong cross-functional collaboration with internal and external stakeholders, supporting policy compliance and operational effectiveness. Demonstrated high attention to detail, strong analytical skills, and ability to manage competing priorities in a fast-paced environment while staying current on evolving regulatory and payroll legislation.
Education
International Business Administration Diploma
Seneca College of Applied Arts And Technology
North York06-2002
High School Diploma -
St. Francis Xavier Secondary School
Mississauga06-1997
Skills
- Timekeeping Systems (Kronos)
Regulatory Compliance & Risk Management
AML/ATF Compliance and FINTRAC Reporting
Enhanced Due Diligence (EDD) & KYC Verification
Policy Analysis & Documentation Review
Regulatory Monitoring & Audit Support
Risk Assessment & Data Analysis
Compliance Reporting & Trend Analysis
Payroll Processing using ADP
Federal and Provincial Payroll Legislation
Statutory Deductions & Benefits Administration
Garnishments and Payroll Compliance
Workers' Compensation
Cross-Functional Collaboration
Customer and Stakeholder Relationship Management
Strong Written and Verbal Communication
Problem Solving & Critical Thinking
Time Management & Multitasking
Team Mentorship & Training
Microsoft Office Suite (Excel, Word, Outlook)
Timeline
Senior Compliance/ Payroll Analyst
Curo Canada Corporation
09.2001 - 04.2026
International Business Administration Diploma
Seneca College of Applied Arts And Technology
High School Diploma -
St. Francis Xavier Secondary School