Summary
Overview
Work History
Education
Skills
Additional Information
Timeline
Generic

MARK MIKKELSON

Halifax,Nova Scotia

Summary

Talented International Claims Adjuster emphasizing effective time management cost control and mediation. Self-motivated and customer-focused. Experienced insurance professional with a 37-year career assessing properties, determining liabilities, and negotiating settlements. Detail-oriented, observant, and knowledgeable with excellent interpersonal and documentation skills. Efficiently handle high case volumes with accuracy and care.

Overview

37
37
years of professional experience

Work History

SENIOR ADJUSTER

CRU ADJUSTERS INC
08.2022 - Current
  • Handled catastrophic Institutional Losses during Hurricane Fiona – August 2022
  • Handled total loss personal property claims during a wildfire loss event – May 28, 2023
  • Established relationships with clients and insurance companies to foster timely claims resolution.
  • Negotiated with policyholders and claimants to reach mutually satisfactory resolutions.

Catastrophe Claims Adjuster

CRAWFORD & COMPANY (CANADA) INC
03.2022 - 05.2022
  • Handled personal property claims during a catastrophic flooding event in February 2022
  • Evaluated insurance policies and analyzed damages to determine coverage.
  • Prepared summaries of damage, payments, and policy coverage.

EXECUTIVE GENERAL ADJUSTER

Travelers Canada
02.2015 - 03.2022
  • Handled major commercial property losses for large commercial-insured institutions
  • Created, evaluated, and administrated catastrophic electrical damage to multi-family apartment units
  • Identified and collected evidence and determined the value of specific claims to properly assess conditions
  • Reviewed, evaluated, and adjusted claims to promote fair and prompt settlement
  • Completed required investigations on referred files within established timeframes
  • Identified and obtained evidence to ascertain claim value.

SENIOR ADJUSTER

Canadian Claims Services Inc
05.2013 - 02.2015
  • Managed transportation and cargo losses in British Columbia, Alberta, and Saskatchewan
  • Handled commercial property losses for a historic flooding event in Calgary, AB in June 2013
  • Handled multiple catastrophic claims events in Southern Alberta from hail events to summer rain storms.


ASST. BRANCH MANAGER & SENIOR ADJUSTER

S.J. Kernaghan Adjusters
05.2007 - 01.2013
  • Built client rapport through frequent individualized recommendations for financial products and services
  • Built a strong rapport with new and existing clients to better serve financial needs and promote branch loyalty
  • Networked within communities to identify and capitalize on business opportunities
  • Planned and coordinated risk mitigation strategies to protect company assets
  • Planned work schedules to maintain adequate staffing levels
  • Maintained consistent growth in accounts and receivables by obtaining and retaining loan borrowers.

Catastrophe Claims Adjuster

E.A. Renfroe & Company Inc
08.2005 - 03.2007
  • Handled claims for Hurricanes Frances Ivan, Jean, Wilma, and Katrina.
  • Evaluated insurance policies and analyzed damages to determine coverage.
  • Prepared summaries of damage, payments, and policy coverage.
  • Established relationships with clients and insurance companies to foster timely claims resolution.
  • Answered customer questions regarding deductibles.

Independent Insurance Adjuster

Various Independent Insurance Adjusting Firms
06.1986 - 08.2005
  • Self-motivated, with a strong sense of personal responsibility.
  • Worked effectively in fast-paced environments.
  • Worked flexible hours across night, weekend and holiday shifts.

Education

High School Diploma -

Archbishop O'Leary High School
Edmonton

CIP – Chartered Insurance Professional - Insurance Claims

Insurance Institute of Canda
Calgary, AB
07.2003

Skills

  • Insurance Fraud Expertise
  • Asbestos Claims
  • Property Claims
  • Property Adjusting
  • Xactimate Specialist
  • Relationship Building
  • Verbal and Written Communication
  • Settlement Negotiations
  • Information Confidentiality
  • Liability Determination
  • Coverage Assessment
  • Reserve Management

Additional Information

  • LICENCING
  • Province of Alberta – Adjuster Level I - Valid until June 2024
  • Province of Nova Scotia Adjuster Level 3 - Valid until 2025
  • Minnesota Non-Resident Adjusters License – 2005 - 2007.
  • Florida Non-Resident Adjusters License 2005 – 2007.
  • National Flood Insurance Program Certified 2006
  • Handle mediation and appraisal demand files in front of the Superintendent of Insurance for the State of Florida on behalf of a major property and casualty company, attending mediation conferences with insureds and Public Adjusters to attempt to settle coverage or estimate disputes.
  • Extensive knowledge of property losses exceeding $500,000.00 both in commercial and personal property. Extensive knowledge in Commercial General Liability Policy losses including bodily injury, property damage, personal injury, and environmental pollution.
  • Attend court and settlement conferences on behalf of the insurance company in Canada and the U.S., regarding pollution liability losses.
  • MANAGEMENT EXPERIENCE
  • Designed, created, implemented, and supervised a catastrophe management plan for a major utility company when an error caused a large property damage claim for 500 + claimants.
  • Supervising catastrophe adjusting staff at various storm locations, ensuring that proper work product is being submitted, training staff in scoping property losses, and writing accurate estimates and denials for non-covered items. Trained insurance company’s staff catastrophe adjusters in inspection, scoping, and handling of disaster claims.


Timeline

SENIOR ADJUSTER

CRU ADJUSTERS INC
08.2022 - Current

Catastrophe Claims Adjuster

CRAWFORD & COMPANY (CANADA) INC
03.2022 - 05.2022

EXECUTIVE GENERAL ADJUSTER

Travelers Canada
02.2015 - 03.2022

SENIOR ADJUSTER

Canadian Claims Services Inc
05.2013 - 02.2015

ASST. BRANCH MANAGER & SENIOR ADJUSTER

S.J. Kernaghan Adjusters
05.2007 - 01.2013

Catastrophe Claims Adjuster

E.A. Renfroe & Company Inc
08.2005 - 03.2007

Independent Insurance Adjuster

Various Independent Insurance Adjusting Firms
06.1986 - 08.2005

High School Diploma -

Archbishop O'Leary High School

CIP – Chartered Insurance Professional - Insurance Claims

Insurance Institute of Canda
MARK MIKKELSON