Susan Losey
Lakeport
Summary
Detail-oriented individual with exceptional communication and project management skills. Proven ability to handle multiple tasks effectively and efficiently in fast-paced environments. Recognized for taking proactive approach to identifying and addressing issues, with focus on optimizing processes and supporting team objectives.
Overview
37
37
years of professional experience
Work History
Senior Mortgage Loan Underwriter
Better Mortgage
New York, NY
07.2020 - 12.2021
- Evaluated mortgage applications for compliance with underwriting guidelines.
- Enhanced customer satisfaction by providing timely feedback on loan applications and maintaining open lines of communication.
- Analyzed borrower creditworthiness and financial stability to mitigate risk.
- Collaborated with loan officers to resolve discrepancies in documentation.
- Reviewed appraisals and property valuations to ensure accuracy and relevance.
- Provided mentorship to team members, fostering professional development and growth.
Senior Mortgage Loan Undewriter
Wells Fargo Home Mortgage
Walnut Creek, CA
07.2010 - 06.2020
- Evaluated creditworthiness and risk factors for mortgage applications, ensuring compliance with lending guidelines.
- Reviewed and analyzed financial documents to determine loan eligibility and mitigate potential risks.
- Collaborated with loan officers to resolve issues and streamline underwriting processes for timely approvals.
- Implemented best practices in underwriting procedures, improving efficiency and reducing turnaround times.
- Reduced risk exposure by conducting thorough credit analyses and ensuring compliance with lending regulations.
- Managed a diverse portfolio of loans, effectively balancing risk management with client needs for successful outcomes.
- Mitigated losses through diligent monitoring of borrower financial health, proactively addressing concerns before they escalated into larger issues.
Contract Mortgage Underwriter
Various Lending Institutions
Walnut Creek, Ca
08.1984 - 06.2010
- Evaluated mortgage applications for creditworthiness and compliance with lending standards.
- Analyzed borrower financial documents to ensure accuracy and completeness.
- Collaborated with loan officers to clarify underwriting conditions and requirements.
- Implemented risk assessment protocols to minimize potential losses for lenders.
- Developed comprehensive reports on underwriting trends to inform strategic decision-making for lending policies.
- Stayed current on industry changes, participating in ongoing training programs to enhance underwriting knowledge and expertise.
- Mitigated risk by thoroughly analyzing borrower financial statements, credit reports, and property appraisals.
Education
High School Diploma -
Irvington High School
Fremont, CASkills
Customer Service
Leadership and Teamwork
Written and Verbal Communication Experience
Confidentiality
Issue Resolution
Analytical Thinking
Timeline
Senior Mortgage Loan Underwriter
Better Mortgage
07.2020 - 12.2021
Senior Mortgage Loan Undewriter
Wells Fargo Home Mortgage
07.2010 - 06.2020
Contract Mortgage Underwriter
Various Lending Institutions
08.1984 - 06.2010
High School Diploma -
Irvington High School