Summary
Overview
Work History
Education
Skills
Timeline
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Mariachristina Altomari

Senior Mortgage Underwriter
Vaughan,Ontario

Summary

Mortgage professional with extensive experience in residential lending, prepared to contribute to dynamic team. Proven expertise in navigating complex loan processes and delivering high-quality service. Highly reliable with focus on team collaboration and adapting to changing client needs, known for strong financial analysis and customer relationship skills.

Overview

15
15
years of professional experience
1
1
Language

Work History

Residential Mortgage Loan Officer- Contract

Home Trust Company
10.2021 - 01.2023
  • Collaborated with real estate agents, appraisers, title companies, and other professionals to expedite loan approval processes.
  • Managed a pipeline of loans, prioritizing tasks effectively to ensure timely processing and meeting deadlines.
  • Developed strong relationships with borrowers, ensuring timely communication throughout the entire loan process.

Senior Residential Mortgage Underwriter

Home Trust Company
05.2013 - 12.2018
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
  • Ensured regulatory compliance by maintaining up-to-date knowledge of industry guidelines and standards.
  • Provided comprehensive explanations of loan terms and conditions to clients, ensuring full understanding before finalizing agreements.
  • Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.

Residential Mortgage Underwriter

Home Trust Company
05.2011 - 05.2013
  • Processed originated applications confirming
    encumbrance details for 50+ files
  • Sustained communications with broker and
    solicitor partners in course of application and
    fulfillment
  • Completed customer facing interviews for
    qualification process
  • Reviewed mortgage documentation for file
    completion using SAP and SAM platforms.

Residential Mortgage Loan Officer

Home Trust Company
05.2009 - 05.2011
  • Received portfolio from mortgage underwriter
    and collected documents from broker partner
  • Instructed solicitor with supporting mortgage
    documentation
  • Maintained communication with broker and
    interface platform for documentation collection
    Conducted customer interview as part of onboarding process to ensure file sustainability ratio
  • Reviewed documentation and presented to
    underwriter
  • Oversaw scheduling of timely loan closing to
    satisfy home borrower needs

Mortgage Renewal Specialist

Home Trust Company
05.2008 - 09.2008
  • Prepared mortgages for approval based on client
    information obtained during interview process
  • Administrative duties such as preparing legal
    documentation, processing renewed mortgages
    and inputting of cheques and renewal fees
  • Reviewed loan files and updated to match current
    standards

Education

M.D. - Science Education

Trinity School of Medicine
Atlanta, Georgia
05.2001 -

M.D. - Science Education

St. James School of Medicine
Chicago, Illinois
05.2001 -

Bachelor of Science - Medical Anthropology

University of Toronto
Toronto, Canada
05.2001 -

Skills

  • Proficient in SAP and SAM
    systems platforms

Timeline

Residential Mortgage Loan Officer- Contract

Home Trust Company
10.2021 - 01.2023

Senior Residential Mortgage Underwriter

Home Trust Company
05.2013 - 12.2018

Residential Mortgage Underwriter

Home Trust Company
05.2011 - 05.2013

Residential Mortgage Loan Officer

Home Trust Company
05.2009 - 05.2011

Mortgage Renewal Specialist

Home Trust Company
05.2008 - 09.2008

M.D. - Science Education

Trinity School of Medicine
05.2001 -

M.D. - Science Education

St. James School of Medicine
05.2001 -

Bachelor of Science - Medical Anthropology

University of Toronto
05.2001 -

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Mariachristina AltomariSenior Mortgage Underwriter