Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
11
11
years of professional experience
Work History
Corporate and Commercial Lending Law Clerk
TSC Law Professional Corporation
08.2023 - Current
Commercial purchase, refinance and sale closing;
Representing lenders: BMO, BNS, RBC, TD, Royant, Tandia Credit Union and Meridian Credit Union, in Secure Lending transaction;
Reviewing title searches, off title searches, agreement, status certificates, mortgage instructions, agreement of purchase and sale, Condo documents and builder documents;
Drafting loan security documents for secure lending transactions, such as charge, NOAR, GSA, guarantee, PPSA financing statement, Assignment of Insurance, Postponements and Assignment of Creditor claims, Priority agreements, Letter of Acknowledgements and undertakings, etc., as per lender’s instruments;
Perform title search through unity and teraview, tax certificate from municipality, writ searches, corporate searches such as bank act, bankruptcy, corporate profile report, litigation and PPSA searches;
Requesting funds, discharge statements and title insurance;
Preparing statement of adjustments, reviewing signed documents from clients, requisitions, engagement letters, preparing transfers in Teraview and submitting for registration on Teraview;
Preparing trust ledger, account statement and creating cheques in PC Law;
Reporting bank, clients, tax offices, condo corporation and realty offices on closing;
Drafting application general for discharge, assignment of rents, deletion of expired by-laws, construction liens;
Drafting documents for occupancy closings according to builder’s lawyer’s instructions;
Contacting realtors, bank and appropriate LROs to complete the transaction smoothly;
Preparing statutory declarations and affidavits for banks or for notarizations;
Preparing Minute books and drafting resolutions, bylaws, registers and share certificates;
I have some experience with share purchase, reorganization of the corporate structures and Assets purchases;
Booking appointments and Managing Calendar;
I go above and beyond to help the clients and all the other related firms and people involved in transaction;
Proficient in Unity, Teraview, Teranet, PC Law, Onland, Oncorp, Econvey, ProSuite, PC Law, DocuSign, Fast Company, Prolaw, Net Documents, Quick Books, Stewart Assyst, LLC, FCT, and My LTSA and Conveyancer
Residential Purchase, Refinance and Sale closings;
Secure lending transaction with Bank of Montreal and Private lenders;
Reviewing the commitment letters signed by borrowers with the lenders;
Conducting Corporate Searches on BC Registry, Personal Property Searches, Bankruptcy Searches and Bank Act searches;
Review Good Standings and Annual Reports of the borrowing and guaranteeing corporation;
Reviewing corporation security registers and minute book documents to draft and perfect security documents for the security of the lender accordingly;
Title Searching: Searching title, analyzing and reviewing municipal encumbrances, liens, Certificate of pending litigation, notations, financial charges, title deficiencies and preparing title summaries;
Requesting off-title searches from city offices and reviewing the tax certificate, comfort letters, fire reports, Strata documents, building and zoning reports received from appropriate authorities;
Anticipating potential problem and issues and bring to the attention of supervising lawyer;
Requisitioning found deficiencies in title and reports to seller’s solicitors;
Reviewing executed security documents including Tax Certificates, Title Insurance, Property and general liability Insurance;
Perfecting the security by registering in Land Title Office and Personal Property Registries;
Communicate with clients, counsel, financial institutions, title insurance companies, land registry offices to close the transaction securely, safely and smoothly;
Draft legal opinions and title opinions;
Assist in transactions relating to zoning matters and land development;
Prepare and assemble closing books;
Attend to maintaining files and records in accordance with Firm procedures
Legal Assistant and Conveyancer
Harinder Dail Notary Public
01.2014 - 12.2020
Handling Phone Calls;
Greeting clients and answering questions accordingly;
Preparing Power of Attorneys, Sponsorship letters, Indian Power of Attorneys with documents to Attorney General’s office and Indian Consulate’s Office, Affidavits, Statutory Declarations, Translations of Punjabi, Hindi Birth and Death Certificates to English;
Communicate with clients, realtors, banks and all other parties to complete the real-estate transactions;
I have 6 years of experience in residential real estate files;
I manage high volume of real estate files from start to finish with minimal/ no supervision;
Review Contract of Purchase and sale, order Title Searches, Tax Search, Utility Searches, Strata Forms, Strata Information, Preparing Statement of Adjustments for seller and buyer, preparing undertaking letters, engagement letters, requesting funds; preparing and submitting for registrations, preparing trust Reconciliations, creating cheques and reporting all parties;
Final reports to clients and mortgage lenders;
Worked with all banks, third party lenders and private lenders to prepare mortgages and interpret mortgage instructions;
I have strong organizational skills with excellent attention to detail, and time management skills
Education
Mortgage Agent Course
REMIC-Real Estate And Mortgage Institute of Canada
09-2024
Certification in Real Estate Conveyancing -
Notary Society of British Columbia
Vancouver, BC
12.2015
Diploma - Legal Administrative Assistant
Sprott Shaw College
01.2014
Skills
Legal Research
Oral communication
Document drafting
Proofreading
Report Preparation
Contract Review
Document filing
Work Prioritization
Client Support
Research and data collection
Customer Service
Ethics and Professionalism
File review
Law firm administration
Bilingual – English, Punjabi and Hindi
Persistence
Attention to detail
Excellent communication skills
Strong analytical skills
Organization
Time management
Team player
Client Communication
References
Available upon request
Educationandlicenses
REMIC Mortgage Agent Course (RMAC), 12/31/24
Certification in Real Estate Conveyancing Notary Society of British Columbia, 12/31/15, Vancouver, BC
Diploma, Legal Administrative Assistant, 12/31/14, Sprott Shaw College
Wills & Estates Lawyer, Firm Founder at 12th Mile Law Professional CorporationWills & Estates Lawyer, Firm Founder at 12th Mile Law Professional Corporation