Organized and dependable candidate successful at managing multiple priorities while maintaining a strong work ethic and exhibiting a positive attitude. Takes charge of resolving customer complaints, disputes, and chargebacks, as well as identifying and managing the risk factors that lead to them. Willingness to take on added responsibilities to meet team goals
Overview
10
10
years of professional experience
Work History
RISK SERVICE ADVISOR
PC Financial Bank
10.2021 - Current
Provide exceptional customer service while responding to all inbound/outbound inquiries including, but not limited to, general inquiries, chargeback cases, and online Fraud/disputes claims
Understanding customer's circumstances and matching appropriate solutions through sound knowledge of fraud practices,policies and procedures
Effectively analyze and process Fraud/Dispute cases using TDR case management system, while ensuring all internal service levels are met
Identify potential fraud trends through effective case management for analysis and review by fraud strategy team
Authorizing transactions declined due to fraud mitigation rules set on Bank's host system or fraud monitoring tools, based on reasonable assurance that transaction is legitimate or declining transactions that are highly suspicious
Completing On-line Fraud and Dispute reports Make sure to gather all necessary information regarding fraudulent activities,ensuring correct action is taken when inputting option for transfer of balance, while at same time arranging for expedient replacement of cards to customers affected by fraud
Throughout these processes, prioritize customer security and satisfaction, providing support and guidance to minimize any inconvenience caused by fraudulent activity.
Manage inbound customer calls regards standard credit card inquiries, transactions, and account maintenance (online banking, issuing replacement cards on request).
Account closure and reinstatement.
Following Administrative necessities including KYC (Know Your Customer), Anti-Money Laundering/Anti-Terrorist Financing (AML/ATF), Privacy, and Occupational Health & Safety (OHS) requirements.
Human Resources Assistant
Plaza Premium Lounge
04.2019 - 09.2021
Process, verify and register documentation relating to personnel activities such as staffing, recruitment, training, grievances, performance evaluations and classifications
Assisted Human Resources department during recruitment efforts by identifying skill gaps within team and recommending candidates based on their qualifications relevant experience.
Maintain and update manual and computerized filing and registration systems, and compile and prepare reports and documents relating to personnel activities
Respond to telephone and written enquiries from staff and general public regarding personnel matters
Arrange for advertising or posting of job vacancies, assist in screening and rating of job applicants, and conduct reference checks
Reply to general information requests with accurate information
Pre-processing of payroll,review of worked hours, updates of payroll database, enrollment of employees in benefit plan website, sending ROE to former employees, preparing monthly HR indicators, monitoring of overtime hours
Data Processor and Computer Programmer
IT Computer's Inc.
07.2014 - 07.2017
Determine and establish office procedures and routines
Schedule and confirm appointments
Answer electronic enquiries
Provide customer service
Work with minimal Supervision
Transferring analog documents into digital data.
Updating document formats.
Data entry and organizing.
Coordinated mail processing and distribution.
Education
High School Diploma -
ST. LAWRENCE COLLEGE
Kingston, ON
01.2019
PG Diploma - Project Management
Sir Sandford Fleming College
Peterborough, ON
05.2018
Bachelor of Computer Applications - Information Technology
GNDU
India,Punjab
05.2014
Skills
Attention to detail and organizational skills
Handling Customer Complaints
Exceptional communication and Problem Solving
Teamwork and Decision Making
Flexibility and adaptability
Human Resource management & Administrative Support
Data management
Risk management
Account Management
Call Center Operations
Money handling abilities
Product and service knowledge
POS systems expert
Billing Adjustments and Refunds
MS Office
Tools: SF(Salesforce),ICE BAR ,TU(TransUnion), OAS(Interac e-transfer),ARCOT(secure code),TCS,MAC GUI,ADP,CSR Portal,TS2
Timeline
RISK SERVICE ADVISOR
PC Financial Bank
10.2021 - Current
Human Resources Assistant
Plaza Premium Lounge
04.2019 - 09.2021
Data Processor and Computer Programmer
IT Computer's Inc.
07.2014 - 07.2017
High School Diploma -
ST. LAWRENCE COLLEGE
PG Diploma - Project Management
Sir Sandford Fleming College
Bachelor of Computer Applications - Information Technology
Nursing Clinical Student Practical Nurse at Humber River Hospital- Inpatient Surgery UnitNursing Clinical Student Practical Nurse at Humber River Hospital- Inpatient Surgery Unit