Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

Mandar Narkar

Toronto,ON

Summary

Analytics professional with 7+ years in financial risk modeling and securitization, transitioning into data science through ML coursework and applied projects. Combines CFA/FRM quantitative expertise with Python, SQL, and Tableau skills to deliver data-driven insights. Proven ability to lead teams, automate processes, and translate complex financial concepts into actionable business solutions.

Overview

14
14
years of professional experience

Work History

Analyst II, Middle Office, Asset Securitization

TD Securities
10.2023 - Current
  • Worked collaboratively with key internal constituents including Portfolio Management and Credit Risk Management.
  • Demonstrated aptitude for detailed securitization analytics including asset class specific methodologies and related cashflow modeling.
  • Prioritized and adjusted work activities according to the Treasury team’s overall funding strategy.
  • Participated in transaction due diligence calls and meetings, as appropriate.
  • Developed proficiency in reading securitization legal documents, identifying key structural terms, analysis of cashflow modeling related to the collateral which supports the securitization debt.
  • Accurately analyzed and prepared ongoing accounting entries and reconciliations, including posting of General Ledger (GL) entries, of on and off-balance sheet securitization balances and related payments.
  • Developed, documented and updated procedures in the Securitization Procedures Binder and ensured it is accurate.
  • Accurately analyzed and recorded daily data relating to Securitization cash flows for all Issuers.
  • Reviewed and released, Treasury related outgoing wire transactions.
  • Reviewed and processed Treasury related incoming wire transactions along with associated service charges.
  • Prepared ad-hoc and other reports as directed; ensured timely completion of compliance and reporting requirements; supported internal and external audits.

Analyst, Middle Office, Global Fixed Income

TD Securities
02.2022 - 10.2023
  • Responsible for providing Calypso Cash / Calypso Derivative trading support to the Fixed Income trading desk.
  • Managed and resolved Calypso exceptions arising from trade discrepancies on Front-Office to Back-office, Regulatory and Custodial reconciliations, feed issues that create exceptions on the system task station, discrepancies listed on Trade versus Transfer reports.
  • Accountable for initiating and leading projects –identifying test cases, communicating project status and executing test cases to ensure project objectives are met in a timely manner.
  • Responsible for conducting analysis of the current processes, suggesting, and documenting the improvements.
  • Developed and delivered training programs to the new members in the team.
  • Integrated information from multiple sources for detailed analysis in various scenarios.
  • Handled trade allocation for parent trade across multiple client funds.
  • Built collaborative relationships with internal / external stakeholders.
  • Ensured all escalation policies are observed under the organization’s policy.

Operations Analyst

RBC Wealth Management
01.2022 - 02.2022
  • Collaborated with fixed income traders by providing trading support for treasury bills.
  • Managed buying and selling orders for T-bills routed through RBC investment advisors & branches.
  • Prepared the bond redemption reports.
  • Responsible for end-to-end processing of RRSP & TFSA cash and/or contributions through the sale of securities.
  • Sold securities listed on the US & Toronto Stock Exchanges for in kind contributions after the price verification through FactSet.
  • Used & verified different margin and/or trading accounts for effecting the transfer of RRSP & TFSA contributions.
  • Trained & mentored other team members for RRSP & TFSA contributions and for providing T-bills trading support.
  • Compiled, sorted and checked for the accuracy of different price points on trading platform.
  • Located and corrected transaction errors and reported them to the team managers.
  • Compared data with source documents, formatted the data in excel to detect errors.
  • Maintained & tracked logs of activities and completed work.
  • Provided specialised analysis, processing & reconciliation support as needed.

Operations Analyst

TD Insurance
11.2019 - 11.2020
  • Prioritized and managed own workload to meet Service Level Agreement (SLA) requirements for service and productivity.
  • Managed communication with counter parties, other FIs, & claim advisors ensuring complete & accurate documentation.
  • Responsible for maintaining accurate figures in recovery and reconciliation.
  • Assisted in finding discrepancies in reconciliation & prepared reports for the team managers.
  • Created and maintained various documentation & files across platforms.
  • Collaborated with different group heads, team leaders, CAs – built collaborative relationships with various business units.
  • Consistently exercised discretion in managing correspondence, information and all matters of confidentiality, escalated issues where appropriate.
  • Provided specialised analysis, processing & reconciliation support as needed.
  • Participated in group projects regarding improvements in efficiency & productivity, made presentations to the management about the findings.

CA, Credit Risk Reporting, Real Estate Secured Lending

TD, Canada Trust
03.2019 - 06.2019
  • Conducted credit file reviews. Reviewed & analyzed documents, evaluated financial statements, developed pro-forma statements & cash flow projections.
  • Responsible for supporting various business partners and credit areas by reviewing & analyzing all credit parameters, adherence to all regulatory requirements as well as reviewing of all requested approval conditions associated with a credit facility prior to funding.
  • Interpreted and applied credit policies, assessed risks, legal requirements and regulatory guidelines to ensure loan documents meet applicable standards.
  • Led compliance with process risk self-assessment standards, end user computing requirements, regulatory compliance practices, and privacy policies.

Manager (Senior Risk Analyst)

Punjab National Bank (formerly, Oriental Bank of Commerce)
10.2016 - 09.2017
  • Responsible for portfolio risk assessments through careful review of financial & covenant analysis of the project finance transactions including credit monitoring, on site client visits/meetings, assessment of waiver requests, review of new/existing loan documentation.
  • Reviewed, assessed & reported on comprehensive client and corporate account credit reviews to ensure timely resolution of account shortfalls, continuously monitored & reported accounts posing credit risk.
  • Supported the credit risk appetite of the bank, by managing a credit sanctioning team, while also monitoring day-to-day operations within risk and valuations team, ensuring a thorough ratio analysis.
  • Ensured that all significant risks & results are appropriately measured & reported in a transparent manner to senior management including all the policy exceptions.
  • Responded to the queries from internal and external auditors during audits. Achieved 100% audit results with zero discrepancies.
  • Co-ordinated with compliance department to ensure full regulatory and internal policy compliance.
  • Developed and produced internal portfolio level reports, dashboards, scorecards and analyses to generate insights for compliance and governance controls.
  • Created business intelligence and delivered ad-hoc reporting, made large-sized presentations regarding recommendations to the business heads and general managers.
  • Collaborated with other senior managers & analysts on different projects involving different aspects of analysis. Contributed to value enhancing initiatives by developing various matrices.
  • Evolved analytical & attribution capabilities & business knowledge & developed skills required to identify current & emerging risks.
  • Escalated to the head office potential credit risks related to specific accounts.
  • Led partnerships and built productive relations with internal as well as external stakeholders. Trained and mentored peers/ junior colleagues.

Assistant Manager (Risk Analyst)

Punjab National Bank (formerly, Oriental Bank of Commerce)
07.2011 - 10.2016
  • Assisted in setting risk limits, developed financial forecasts and related annual budgets.
  • Conducted financial & economic research varying across various industry segments through in-depth market analysis, trend analysis, DCF/Comparable analysis & financial statement analysis.
  • Developed & maintained standard operating procedures including maintenance of dashboards & scorecards for the monthly, quarterly & annual financial reporting.
  • Worked with business heads to continually identify and enhance financial performance metrics across the region.
  • Prepared, analyzed, and reported on the monthly results of the branch & reported the deviations to the senior management.
  • Assisted interim risk audit team & prepared relevant documentation, provided commentaries.

Education

CFA Level III - Finance

The CFA Institute
Charlottesville, VA, USA
08-2025

CS229 - Machine Learning

Stanford University
CA, USA
12-2025

MITx MicroMasters® in Statistics & Data Science - Data Science

MIT
Cambridge, MA, USA
12-2026

MBA - Finance

University of Mumbai
India
01.2011

Bachelor of Commerce -

University of Mumbai
India
01.2007

Skills

  • Programming proficiency in Python, R, SQL, and MongoDB
  • Machine learning expertise in regression and classification techniques
  • Data visualization tools: Tableau, Power BI, Matplotlib
  • Quantitative Analysis: Monte Carlo Simulations, Stochastic Calculus
  • Certifications: IBM AI Developer (2025)
  • Machine Learning Specialization (Andrew Ng) (August 2025)

Languages

English
Native or Bilingual
Marathi
Native or Bilingual
Hindi
Native or Bilingual
Sanskrit
Professional Working
French
Elementary

Timeline

Analyst II, Middle Office, Asset Securitization

TD Securities
10.2023 - Current

Analyst, Middle Office, Global Fixed Income

TD Securities
02.2022 - 10.2023

Operations Analyst

RBC Wealth Management
01.2022 - 02.2022

Operations Analyst

TD Insurance
11.2019 - 11.2020

CA, Credit Risk Reporting, Real Estate Secured Lending

TD, Canada Trust
03.2019 - 06.2019

Manager (Senior Risk Analyst)

Punjab National Bank (formerly, Oriental Bank of Commerce)
10.2016 - 09.2017

Assistant Manager (Risk Analyst)

Punjab National Bank (formerly, Oriental Bank of Commerce)
07.2011 - 10.2016

CFA Level III - Finance

The CFA Institute

CS229 - Machine Learning

Stanford University

MITx MicroMasters® in Statistics & Data Science - Data Science

MIT

MBA - Finance

University of Mumbai

Bachelor of Commerce -

University of Mumbai

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