Summary
Overview
Work History
Education
Skills
Timeline
Generic

Manav Bhardwaj

Brampton,Ontario

Summary

Financial Analysis & Reporting Over 8 years of experience in Financial analysis, Credit Management, Risk Management and Relationship Management. Expertise in providing advisory services to clients in investment / risk management industries.   Experience of managing credit evaluation and due diligence processes. Skilled at implementing strategies towards ensuring smooth deal flow. Proficient in identifying & adopting emerging trends to achieve the organizational objectives & profits. Sound knowledge about prevalent economic / financial reforms in financial markets with hands on experience in managing a wide array of financial products. Internationally seasoned, used to extensive travel, including key locations in Europe, Asia and North America.

Overview

10
10
years of professional experience

Work History

Senior Associate - Research

BURNHAM STERLING & CO., LLC,
USA, India
05.2010 - 05.2015
Reporting directly to Executive Managing Director, assisted with research and managed a variety of roles and responsibilities, including: t  Credit & Ratings Management: Determined credit worthiness of airlines, financial institutions, and aircraft lessors. Collected ratings of all clients and collated them into a database regularly. t  Fleet analysis (Value, Number and Replacement): Evaluated fleets of various airlines and determined best replacement aircraft available in the market. Using data from market appraisers, determined fleet values and suggested best replacement aircraft. Co-ordinated with valuation firms to determine most appropriate value of aircraft for loan-to-value calculations. t  Origination & Financial Analysis: Contacted clients and discussed various instruments available. Created pitchbooks and conducted financial analysis. Created and managed defeasance, amortization, Loan to Value (LTV), Yield to Maturity and Residual Value models. Monitored upside analysis and possible deviations for the firm. t  News and Information tracking: Tracked latest news for clients using several data sources (Airfinance Journal, FlightGlobal etc.). Updated internal company database. Tracked SWAP rates and relevant stocks daily. Prepared asset and market research reports. t  Documentation: Assisted company advocate in designing term sheets and mandate letters. Drafted policy documents. t  Database Management: Managed company accounts for various BSC-hired data management companies, including Bloomberg, Capital IQ, Thomson Reuters and others. t  Key Accomplishments: Part of a 4-member team that actively sought investors to syndicate transactions. Prepared credit reports that were circulated to clients at due diligence stage. Submitted a report on the PW1000G engine by Pratt and Whitney. Helped BSC register a Broker – Dealer firm called Burnham Sterling Securities LLC. Represented the firm at Airfinance Conferences in Hong Kong, Singapore and Mumbai.  

Portfolio Manager – Structured Finance

ING Bank, Wholesale Banking, Structured Finance,
Amsterdam, The Netherlands
01.2008 - 01.2009
Reporting to Head of Sector-Based Structured Finance, managed a portfolio of asset-based finance and infrastructure transactions. Delivered credit analysis and processed origination proposals. Performed compliance and covenant testing. Prepared portfolio and transaction risk summaries. Modeled financial scenarios and oversaw client due diligence. t  Credit Management: Annual credit reviews, credit extensions, modifications, risk profile reporting and waivers. Writing credit recommendation reports to facilitate credit decisions. t  Financial Modeling and Rating: Calculating transaction multiples, collateral evaluation, scenario designing (debt service, revenue, costs) to establish the repayment capability of the clients in various scenarios, client rating management (S&P, Moody’s, Fitch, ING) after generating overall client and portfolio business analysis reports. t  Market / Asset Research and Policy Support: Prepare company, industry, segment and asset valuation reports to generate an overall business profile of the client organization. Secondary research using various data sources such as Nexis, Factiva, Bloomberg etc. t  Debt Management: Credit limit maintenance, drawdown approval, amortization and outstandings calculation, margin and fee calculation (Upfront, Commitment), PL & Balance Sheet reconciliations maturity maintenance (bullets, syndication activities, secondary buying/sales), guarantee enforcement, lien management. t  Covenant & Compliance Testing: Checking for compliance and covenant breaches (Ratios, conditions, clauses). t  Risk Management: Insure BASEL II compliance within the department. Calculation of Value at Risk (VaR), credit, market and operational risk using software, weekly updates on counterparty risk calculations for my portfolio. Calculation and reporting on risk multiples (LGD, PD) for my Portfolio and insure adherence to concentration limits. 

Associate Intern

Fortis Merchant Bank, Acquisition and Leveraged Finance,
Rotterdam
04.2007 - 09.2007
t  Designed Leveraged buyout, valuation, merger and debt capacity analysis models for clients. t  Advised strategic and financial buyers on acquisitions, divestures and restructurings. t  Conducted research on the Private Equity potential of Australia, Czech Republic and Poland. t  Drafted a report on large institutional investors from the Middle East investing in LBO/MBO/MBI/Mezzanine transactions in Europe and USA. t  Worked on financial and scenario analysis models for 9 leveraged buyout deals. (DCF, IRR, NPV). t  Credit Memos, Pitch book preparation. Company analysis (Porter), BCG Matrix calculation and multiple valuations for 4 companies.  

Senior Research Associate I

CAPITAL IQ (A division of Standard & Poor’s)
India, USA, UK
01.2005 - 10.2006
Tracked and analyzed major international financial (M&A, PE, MBO, LBO) transactions and their incorporation in the Capital IQ software platform. Assigned responsibilities to research groups and monitored project performance. Conducted equity research, including private equity and debt sufficiency analysis and reporting. Researched investment, M&A trends and presented results to investment managers. Designed and implemented training modules for new employee orientation. Monitored overseas investments for clients assessed risks and generated summary reports. t  Prepared over 120 company, industry and sector analysis reports. t  Managed and trained a team of 12 JRAs, including conducting specialized training sessions and semi-annual feedback sessions, incentives management, and performance reviews.

Education

MBA - Finance

Rotterdam School of Management, RSM Erasmus University
2008

Post Graduate Diploma in Management - General Management and Telecommunications

Indian Center for Telecom and Management
2004

Bachelor of Science - Computer Science Honors

Government Science College
2000

Currently pursuing the Canadian Securities Course.
2015

Skills

  • Credit & Ratings Management t Fleet Analysis t Origination & Financial Analysis t Documentation News and Information Tracking t Database Management t Syndication t Financial Modeling & Rating Market/Asset Research and Policy Support
 t Debt Management t Covenant & Compliance Testing Risk Management t Leadership Skills t Staff Training and Management t Business Analysis

Timeline

Senior Associate - Research

BURNHAM STERLING & CO., LLC,
05.2010 - 05.2015

Portfolio Manager – Structured Finance

ING Bank, Wholesale Banking, Structured Finance,
01.2008 - 01.2009

Associate Intern

Fortis Merchant Bank, Acquisition and Leveraged Finance,
04.2007 - 09.2007

Senior Research Associate I

CAPITAL IQ (A division of Standard & Poor’s)
01.2005 - 10.2006

MBA - Finance

Rotterdam School of Management, RSM Erasmus University

Post Graduate Diploma in Management - General Management and Telecommunications

Indian Center for Telecom and Management

Bachelor of Science - Computer Science Honors

Government Science College

Currently pursuing the Canadian Securities Course.

Similar Profiles

CREATE PROFILE
Manav Bhardwaj