Motivated and results-driven job seeker with proven track record in data analytics, business intelligence and risk mitigation. Identifies business needs and develops valuable solutions to improve accuracy and process optimization. Drives business success with recommendations based on data findings.
Overview
9
9
years of professional experience
5
5
years of post-secondary education
Work History
Associate
Hero FinCorp
08.2018 - 04.2022
Develop, maintain and optimize EWS (Early Warning System) model that helps to identify the risks associated with a potential fraud on an account at an early stage
Outlining customer treatment strategies based on in-depth analysis of customer data
Monitor strategy effectiveness and identify opportunities by validating and updating changes to the credit risk systems and fraud mitigation systems
Portfolio Monitoring for different line of businesses to observe emerging trends
Monitoring and optimization of customer acquisition model while automating the process
Strategize loss preventive action on customer and reduce the risk involved
Preparation and submission of regulatory reports to Reserve Bank of India as per their norms
Create and maintain monthly reports for all markets using SAS, SQL, TABLEAU and Excel
Develop programs for data extraction and manipulation using SAS and provide data insights
Responsible for extracting internal/external data, cleaning and validation, data analysis and report generation
Identified, analyzed and interpreted trends or patterns in complex data sets.
Analyzed transactions to build logical business intelligence model for real-time reporting needs.
Worked with business intelligence software and various reports to glean insights into trends and prospects.
Extracted and interpreted data patterns to translate findings into actionable outcomes.
Provided evaluative judgment based on analysis of information in complicated and unique situations and contributed to formulation of standards and strategies for functional areas.
Built relationships and influenced and motivated employees to drive operational improvements.
Developed and improved integrated reporting and analysis capabilities.
Executed analysis of risks and identified risk mitigation strategies.
Evaluated trends to understand competitive environments and assess current strategies.
Delivered analysis of market, sales and consumer trend impact on long and short-term strategies.
Supported leadership team with reporting, analysis and business presentations to inform divisional strategies.
Lead Business Analyst
American Express India Pvt. Ltd, The American Express
07.2016 - 07.2018
Company, also known as Amex, is an American multinational financial services corporation
The company is best known for its charge card, credit card and traveler's cheque businesses
Roles and Responsibilities
Manage, master and leverage information across various data sources, synthesize and enrich information to provide meaningful, timely and accurate MIS and meet specific requirements of internal customers
Provide analytical and decision support to regional leaders through data mining and advanced analytics
Create and maintain analytical presentations using various business intelligence tools and techniques
Provide data insights and business recommendations to senior leaders to support business strategies
Create monthly reports and dashboards for all global markets using SQL, SAS, Python, HIVE, TABLEAU
Perform data mining, cleaning, analysis on data received from various systems
Providing support and maintenance to existing management information systems (MIS)
Preparing PowerPoint presentations for business reviews
Assist and monitor the team to ensure efficiency in process operations and meeting of individual and group targets
It operates across various sectors including banking, capital markets, automotive, energy and utilities, healthcare, insurance, media and entertainment, oil and gas, telecom etc
Roles and Responsibilities
Establishing strong customer relationship and understanding end to end data requirements
Gathering requirements from customer with the help of team meetings, questionnaires and observation and documenting the same
Design, develop, test and implement capabilities to capture and store data from application into various data tables
Create data triggers and stored procedures that automatically get executed when a certain action is taken on a particular table in a database
Applying QA check to ensure efficient and effective deliverable to the client
Analyzing and publishing weekly/monthly performance update report
Provide recommendations to update current reporting efficiency and consistency of the application
Participate in cross-functional meetings to resolve recurring customer issues and improve Reporting and Dashboards
Proficiencies
Education
Diploma - Business Management
NMIMS
08.2018 - 07.2019
Bachelor of Technology - Computer Science
Lovely Professional University
08.2009 - 07.2013
Skills
Data Analysis
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Additional Information
Received quarterly recognition in Platinum Category at Hero Fincorp.
Received prestigious Champions Award at Hero Fincorp. National Event
Received client award twice for successful execution of a project at American Express
Awarded with HCL Jewel for consistent performance 3 quarters in a row
Received on spot award for hard work and dedication
Timeline
Diploma - Business Management
NMIMS
08.2018 - 07.2019
Associate
Hero FinCorp
08.2018 - 04.2022
Lead Business Analyst
American Express India Pvt. Ltd, The American Express