Malika Zholymbetova
Summary
Motivated financial professional with four years of experience in the industry, skilled in evaluating credit history, financial stability, and risks, seeking a mortgage-oriented role to contribute expertise in facilitating successful homeownership journeys.
Overview
5
5
years of professional experience
Work History
JUNIOR UNDERWRITER
First National Financial LP
03.2022 - Current
- Made approval and denial recommendations by determining accurate risk levels.
- Identified and resolved application discrepancies for accuracy
- Examined credit reports, financial statements and tax returns to determine repayment capability.
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
Personal Banker
BMO Financial Group
05.2021 - 03.2022
- Cultivated and maintained relationships with internal and external partners
- Facilitated new client onboarding process, investment account setup and personal and commercial lending.
- Met with clients to discuss assets, expenses, and long-term and short-term investment/lending to assess and meet financial goals.
- Managed a portfolio of over 50 customers, for personal lending/investment/banking
- Worked closely with management to strategize sales techniques to increase branch numbers
Banking and Investment advisor
RBC Royal Bank
06.2019 - 05.2021
- Collaborated with existing and prospective clients to ascertain financial goals and provide recommendations on investment solutions.
- Developed tailored strategies to meet short and long-term goals.
Receptionist - Secretary
École de conduite TECNIC
07.2018 - 01.2019
- Drafted agendas, and managed employees work schedule.
- Answered, explained and sold school programs.
- Increased branch sales by 13%
- Supported employer by managing budgets and scheduling appointments
Education
- Certificate Mortgage Broker - In Progress
Collège Des Professions Financières
- Certificate Canadian Investment Funds Course
IFSE
2020
Human Sciences - Administration Profile
College Edouard-Montpetit
2017
Jacques Rousseau High School
2014
Skills
- Risk Assessment
- Credit Analysis
- Regulatory Compliance
- Attention to detail
- Financial Statement Analysis
- Analytical and Critical Thinking
- Problem Resolution:
- Time management
- Customer Service
- Appraisal Reports
- Team Collaboration
- MS Office programs
Volunteering
2019 Long-Term-Care-Home Pierrefonds, Montreal
2016 - 2018 Canadian Cancer Society
2012 - 2015 Caisse étudiante Desjardins
Timeline
JUNIOR UNDERWRITER
First National Financial LP
03.2022 - Current
Personal Banker
BMO Financial Group
05.2021 - 03.2022
Banking and Investment advisor
RBC Royal Bank
06.2019 - 05.2021
Receptionist - Secretary
École de conduite TECNIC
07.2018 - 01.2019
- Certificate Mortgage Broker - In Progress
Collège Des Professions Financières
- Certificate Canadian Investment Funds Course
IFSE
Human Sciences - Administration Profile
College Edouard-Montpetit
Jacques Rousseau High School
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