Summary
Overview
Work History
Education
Skills
Classification
Timeline
Generic

Malik Belfort

Mortgage Underwriter
Montréal

Summary

Mortgage underwriting professional with robust history of evaluating loan applications and ensuring adherence to financial standards. Proven ability to collaborate with team members and adapt to evolving industry requirements.

Overview

18
18
years of professional experience
2
2
years of post-secondary education
3
3
Languages

Work History

Mortgage Underwriter

WISEDAY
05.2023 - 11.2024
  • Communicate with internal brokers to structure the deal in the most efficient way
  • Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.

Full Case Underwriter

MCAP
08.2020 - 05.2023
  • Developed strong relationships with brokers, leading to a higher volume of quality submissions and successful underwriting
  • Achieved faster turnaround times in application processing by optimizing workflows within the underwriting department.
  • Made approval and denial recommendations by determining accurate risk levels.

Mortgage Administrator

IG WEALTH MANAGEMENT
11.2017 - 08.2020
  • Handling various complex mortgage-related clerical duties
  • Instruct files to solicitors
  • Facilitated successful closings by coordinating effectively with title companies and attorneys.

Residential Mortgage Underwriter

CMHC
05.2015 - 09.2016
  • Calculating possible risk and deciding how much individuals should pay for the insurance(premium)
  • Communicate with brokers and lenders to ensure transactions are processed in a timely and efficient manner in order to meet tight deadlines
  • Examine documents to determine degree of risk from factors such as applicant financial standing and value and condition of property

Loss Mitigation Specialist

First National Financial LP
07.2014 - 05.2015
  • Minimize exposure to monetary losses or damage to investors and corporate image
  • Collection of common expenses, strata liens, tax and utility arrears
  • Coordinated foreclosure prevention efforts, facilitating timely communication between borrowers, lenders, and legal counsel.

Default Management Specialist

HSBC FINANCE
04.2007 - 12.2013
  • Negotiate offers on foreclosed properties all across Canada
  • Investigate delinquent mortgages and lease accounts
  • Maintain protection of secured properties including payment of utilities, coordinating inspections, appraisals or approving minor repairs

Education

Business administration certificate -

HEC Montréal
09.2016 - 01.2018

Investment funds license -

IFSE
01.2019 - 09.2019

Skills

  • Microsoft Word

  • Microsoft Excel

  • PowerPoint

  • Lotus Notes

  • Filogix

  • Client relationship building

  • Multitasking

Classification

Internal

Timeline

Mortgage Underwriter

WISEDAY
05.2023 - 11.2024

Full Case Underwriter

MCAP
08.2020 - 05.2023

Investment funds license -

IFSE
01.2019 - 09.2019

Mortgage Administrator

IG WEALTH MANAGEMENT
11.2017 - 08.2020

Business administration certificate -

HEC Montréal
09.2016 - 01.2018

Residential Mortgage Underwriter

CMHC
05.2015 - 09.2016

Loss Mitigation Specialist

First National Financial LP
07.2014 - 05.2015

Default Management Specialist

HSBC FINANCE
04.2007 - 12.2013

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Malik BelfortMortgage Underwriter