Lina Salem
Montreal,QC
Summary
Analytical and insightful Credit Risk Analyst, known for high productivity and efficient task completion. Specialize in risk assessment models, financial analysis, and regulatory compliance. Excel in problem-solving, critical thinking, and communication to navigate complex risk environments and support business objectives.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Credit Risk Analyst
Qatar National Bank
Tunisia , Tunis
01.2021 - 06.2023
- Conducted financial analysis of potential credit risks using quantitative and qualitative data.
- Developed models for assessing current and prospective customer creditworthiness.
- Analyzed historical credit trends to identify areas of risk exposure.
- Maintained accurate records of customer accounts and performed reconciliations as needed.
- Monitored the performance of existing loans, lines of credit, and other debt instruments.
Brokers in the Stock Market
Maxula Bourse of Tunisia
Tunis, Tunis
01.2019 - 12.2020
- Researched and identified potential opportunities for clients to maximize their investments.
- Reviewed and analyzed financial data to ensure accuracy of customer accounts.
- Negotiated contracts between buyers and sellers in a timely manner.
- Developed long-term relationships with customers by providing personalized service and advice.
- Prepared detailed reports on market trends, stock prices, economic indicators.
- Provided guidance on the selection of stocks, bonds, mutual funds, and other securities.
Education
Master of Science - Banking And Finance
Carthage Business School
Tunisia 08-2020
Bachelor of Science - Finance
Business University
Tunisia, TN07-2017
Skills
- Customer Relations
- Financial statement review
- Oral and written communications
- Banking regulations
- Proficient in [Software]
- Judgmental lending
- Financial Forecasting
- Report Analysis
- Credit decision making
- Credit analysis
Affiliations
- Tennis
- travelling
- fishing
Certification
-Bloomberg Market Concept (BMC)
- CFA level 1
- QNB Anti-Fraud principles 2021
-Whistle-Blowing and Anti-Bribery & Corruption Principles
-QNB Cybersecurity Awareness
-QNB Fundamentals of Operational Risk Management
-LIBOR Transition
-Operational Risk Management
-QNB 2022 Fatxa&CrsAwareness
-QNB 2022 Sanctions Awareness
-QNB Financial Crime Compliance Awareness
Languages
Arabic
Native/ Bilingual
French
Full Professional
English
Professional
Timeline
Credit Risk Analyst
Qatar National Bank
01.2021 - 06.2023
Brokers in the Stock Market
Maxula Bourse of Tunisia
01.2019 - 12.2020
Master of Science - Banking And Finance
Carthage Business School
Bachelor of Science - Finance
Business University
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