Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Timeline
Generic

Lina El-Khoury

Summary

At Scotiabank, as a Sr. Client Relationship Manager, I spearheaded initiatives that significantly enhanced customer retention and satisfaction, leveraging my expertise in business growth strategies and relationship management. My approach to client needs' assessment and engagement led to notable business expansions, underpinned by a robust network of industry contacts and a flair for identifying investment opportunities.

Overview

31
31
years of professional experience

Work History

Sr. Client Relationship Manager

Scotiabank, Commercial Banking
10.2020 - Current
  • Managed customer relations on ongoing basis to maximize customer retention.
  • Delivered superior customer service to strengthen relationships and drive future business revenue.
  • Worked with clients to address and respond to client and partnership management issues.
  • Fostered a positive work environment that ultimately led to increased productivity and improved client satisfaction scores.
  • Cultivated an extensive network of industry contacts to facilitate referrals and expand business reach.
  • Strengthened client relationships by providing personalized service and understanding individual needs.
  • Monitored market trends to provide informed recommendations on potential investment opportunities for clients.
  • Managed a diverse portfolio of clients, ensuring timely responses to inquiries and concerns.
  • Collaborated with internal teams to develop customized proposals for prospective clients, securing new business opportunities.

Client Relationship Manager

Scotiabank
08.2016 - 09.2020
  • Developed an excellent relationship with all Clients in assigned portfolio.
  • Established a good understanding of credit, particularly in the Growth segment, which assisted me in underwriting new credit requests.
  • Developed new business opportunities for new customers, to grow Clients from a credit as well as a deposit perspective.

Credit Solutions Analyst

Scotiabank
03.2014 - 07.2016
  • Supported the Client Relations Managers in preparing the Annual Reviews for current Clients, Growth and Core as well as Credit Applications.
  • Spread Interim and Annual Financial Statements and analyzed the results at term-end.
  • Maintained a complete monitoring system to ensure interim reporting is completed in a timely manner

Customer Representative

Scotiabank
03.2013 - 02.2014
  • Served as balancing teller for the branch.
  • Met walk-in customers' transactional needs and resolved and responded to clients' request.

High School Math Teacher

Abu Dhabi International (Pvt) School
08.2008 - 08.2011

AIS is a private, coeducational, K-12 school having an international body of students and staff from over 70 nationalities. The enrollment at AIS is approximately 3,500 students, 5% of which is reserved to special needs students with learning difficulties.

  • Set yearly, monthly, weekly and daily lesson plans for Grade 9 though Grade 11, taking into consideration the different learning styles of the students and integrating technology.

Head of Section/Office Manager/Teacher

Valley International School
09.1999 - 06.2008

V.I.S, established in 1999, provides child-centered education to students from Preschool and up to High-school or Lebanese Baccalaureate. The enrollment at V.I.S at the time was approximately 200 students, 10-15% of which was reserved to special needs students with learning difficulties. Throughout my years there, I held different positions: Head of Section , Office Manager , and Teacher , as the situation necessitated.

  • Led a team of teachers and administrators in updating and re-writing Student Behavioral Management Procedures.
  • Organized and administered International Day, at V.I.S, for six years, an event attended by ambassadors and/or representatives from the different countries represented.

Office Manager

IDEA Sarl, Consultants
01.1993 - 04.1998

IDEA, is an architectural as well a financial consultancy company that also handled the admin and accounting of AIM, an insurance brokerage firm

  • Handled sensitive information with discretion, maintaining confidentiality of company documents and personnel records.
  • Updated reports, managed accounts, and generated reports for company database.

Education

MBA - Finance

Georgia State University
Atlanta, Georgia, U.S.A

Bachelor of Science - Architecture Studies

Louisiana State University
Baton Rouge, Louisiana, U.S.A

Skills

  • Business growth strategies
  • Relationship building and management
  • Customer Engagement
  • Client Needs Assessment
  • Proficient at providing outstanding customer service on behalf of commercial banks and lending organizations
  • Ability to seek out and convert new prospects negotiating structuring and closing financial transactions
  • Constant research of the market to keep abreast of competitor products and services and adapting accordingly
  • Coordination of team members for the purpose of achieving objectives and satisfying client and bank needs

Accomplishments

    Best of the Best Scotiabank Commercial winner in Ontario in 2023, exceeding all growth metrics and Client satisfaction.

Languages

English
Full Professional
French
Limited Working
Arabic
Native or Bilingual

Timeline

Sr. Client Relationship Manager

Scotiabank, Commercial Banking
10.2020 - Current

Client Relationship Manager

Scotiabank
08.2016 - 09.2020

Credit Solutions Analyst

Scotiabank
03.2014 - 07.2016

Customer Representative

Scotiabank
03.2013 - 02.2014

High School Math Teacher

Abu Dhabi International (Pvt) School
08.2008 - 08.2011

Head of Section/Office Manager/Teacher

Valley International School
09.1999 - 06.2008

Office Manager

IDEA Sarl, Consultants
01.1993 - 04.1998

MBA - Finance

Georgia State University

Bachelor of Science - Architecture Studies

Louisiana State University
Lina El-Khoury