KRUTIKA SAVLA
TORONTO,ON
Summary
Accounting and finance professional with over 10 years of experience in month-end close processes, balance sheet reconciliations, and cash flow management. Expertise in full-cycle accounting functions, including journal entries, accruals, and intercompany reconciliations. Proven track record in coordinating with auditors, managing cash forecasting, and ensuring compliance with internal controls. Proficient in ERP systems such as NetSuite and Microsoft Dynamics, with advanced skills in Excel for financial analysis and reporting.
Overview
13
13
years of professional experience
Work History
Treasury Analyst
Computershare Trust Company of Canada
08.2025 - Current
- Responsible for executing payment processes such as transaction preparation, transaction initiation, payment queries, approvals, transaction settlements, reconciliations, and stop cheques.
- Investigating payment rejections and helping the team to re-initiate the payment using the correct process.
- Managed timely fund disbursements for 10+ bank accounts by processing payment and sweep requests from subsidiary accounts to the main account, and closely monitoring all requests via internal company portals and emails.
- Monitoring daily cash positions and forecasts to ensure sufficient liquidity.
- Execute surplus or deficit in cash positions to determine cash movements and investments
- Execute confirmations: Supporting routine trade/transactions instructions and valuation of financial products.
- Execute checks and balances, short-term cash forecasting to determine liquidity needs and interest collection management.
- Monitor bank fees on a day-to-day basis and support strategic banking relationship activities.
- Work within agreed processes and procedures, adhering to compliance and policies.
- Implement regional compliance processes with regulatory bodies, treasury policies and regional due diligence for new and existing bank counterparties, and perform compliance checks before any payment release.
Accounting Analyst
Airline Services International Inc
06.2024 - 08.2025
- Prepared and posted month-end journal entries, including accruals, prepayments, intercompany transactions, and general ledger adjustments.
- Performed balance sheet and profit and loss account reconciliations, investigated variances, and resolved discrepancies to ensure the accuracy and integrity of financial records.
- Supported month-end close and financial reporting activities, ensuring timely completion of reporting deliverables and adherence to reporting deadlines.
- Monitored daily cash positions, performed bank reconciliations across multiple operating and subsidiary accounts, and supported cash flow forecasting and liquidity management.
- Reconciled intercompany balances and assisted in resolving discrepancies between related entities.
- Supported GST/HST, WSIB, CNESST, and other statutory remittances while ensuring compliance with regulatory requirements.
- Conducted revenue and cost reconciliations by analyzing cargo system reports and identifying discrepancies in operational and financial data.
- Supported accounts receivable activities by reviewing invoices, validating customer accounts, and uploading invoices into the cargo handling ERP system.
- Supported accounts payable functions by processing supplier payments, managing commission payables, and performing AP ageing analysis.
- Assisted with payroll-related reconciliations biweekly and month-end accounting entries.
- Analysed large financial datasets using advanced Excel functions, including Pivot Tables, lookups, and reconciliations, to support financial reporting and decision-making.
- Prepared management reports, accounting working papers, and supporting documentation for month-end, year-end, and audit requirements.
- Prepared supporting schedules, account reconciliations, and audit documentation for external accountants, auditors, and banking compliance reviews.
Finance Coordinator- Contractual Part-Time
Algoma University Students' Union (AUSU)
01.2024 - 06.2024
- Managed Credit Card payments, invoices, and sales entries in QuickBooks Online.
- Coordinated with the AUSU General Manager, other Board Executives and staff members for payment-related inquiries and other documentation reasons.
- Maintained and checked Employee expenses as per the HR policy and submitted for final approvals.
- Maintained Vendor Invoices and submitted for approvals.
- Reconciled Credit Card and Bank Account Statements.
- Assisted in organising financial documents.
- Performed standard office bookkeeping duties.
- Was involved in streamlining the process and developing finance policies in collaboration with HR.
Team Lead, Finance
Zetwerk Manufacturing Business Private Limited
02.2022 - 07.2023
- Managed financial processes, including ownership and accountability of reconciliations of related Balance Sheet and Profit and Loss items.
- Was involved in financial analysis and comparison of data to ensure the reported figures were accurate and reliable.
- Performed accounting functions such as journals, invoice entries, cost centre, bank reconciliations, and prepayments.
- Maintained and reviewed Bank Reconciliation Statement.
- Was involved in cross-functional engagements with operations, marketing and other teams to enhance partner experiences, ensured minimal escalations and looked at issues addressed at the right levels.
- Checked, tracked and billed reimbursable expenses to clients and reported accordingly.
Associate Finance (Accounts Payable)
UpGrad Education Pvt Ltd
02.2020 - 12.2021
- Processed high-volume invoices with accuracy and timeliness in compliance with company policies.
- Verified and matched purchase orders, receipts, and invoices before payment approval.
- Handled vendor communications and resolved discrepancies related to billing and payment.
- Prepared weekly and monthly payment runs via EFT, wire transfers, and cheques.
- Supported month-end and year-end closing processes with AP accruals and reports.
- Monitored ageing reports and managed payment cycles to optimise cash flow.
- Collaborated with procurement and Ops teams to resolve invoice and PO issues.
- Looked to streamline the process and trained new joins in the team.
- Performed vendor and other tax accounts reconciliations as required.
- Handled Internal and statutory audits.
Executive, Accounts Payable
Thirdware Solution Limited
08.2013 - 02.2020
- Demonstrated strong organisational and time management skills while managing accounts payable, accounts receivable, and other tax compliance and audit-related activities.
- Cultivated interpersonal skills by building positive relationships with others.
- I was involved in streamlining and automating payments, which eventually helped minimise costs and execute error-free, reliable transactions.
- Processed payments and entered in ERP MFG PRO, ensuring correct accounting as per the cost centre and accurate accounting codes.
- Processed high-volume invoices, including urgent and advance payments, managing withholding taxes per transaction and ensuring timeliness in compliance with company policies.
- Managed travel advance cash disbursements and reconciled them upon submission of expense reports.
- Filed and organised accounts payable documentation for audit readiness.
Education
Graduate Certificate - Human Resource and Business Administration
Algoma University
OntarioMaster's - Commerce (Major in Accounting)
University of Mumbai
Skills
- Financial communication
- Cross-functional collaboration
- Team-oriented approach
- Financial controls management
- Accounting and expense systems
- Project management expertise
- Leadership and time management
- Transaction processing skills
- Regulatory compliance knowledge
- Problem-solving abilities
- Microsoft Office proficiency
AWARDS AND HONOURS
Completed MS OFFICE, Soft-skills training programs, communication and corporate etiquette training., Participated in various social events as a volunteer in blood donation camps, CSR activities organised by corporates, etc.
Timeline
Treasury Analyst
Computershare Trust Company of Canada
08.2025 - Current
Accounting Analyst
Airline Services International Inc
06.2024 - 08.2025
Finance Coordinator- Contractual Part-Time
Algoma University Students' Union (AUSU)
01.2024 - 06.2024
Team Lead, Finance
Zetwerk Manufacturing Business Private Limited
02.2022 - 07.2023
Associate Finance (Accounts Payable)
UpGrad Education Pvt Ltd
02.2020 - 12.2021
Executive, Accounts Payable
Thirdware Solution Limited
08.2013 - 02.2020
Graduate Certificate - Human Resource and Business Administration
Algoma University
Master's - Commerce (Major in Accounting)
University of Mumbai