KRUTI MEWADA
Summary
Goal-oriented Analyst with forward-thinking and resilient mindset. Accurate, honest and detail-oriented in handling monies. Bringing 6+ years of experience working to help clients reach financial stability. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
8
8
years of professional experience
Work History
Debt Manager
CIBC
Mississauga, ON
10.2021 - Current
- Conducted detailed financial analysis to assess creditworthiness and determine appropriate credit limits.
- Streamlined debt management processes, implementing new software tools to enhance efficiency.
- Received and submitted customer payments to further reduce open account balances.
- Negotiated and structured debt agreements, ensuring compliance with regulatory requirements.
- Developed and implemented strategies to minimize credit risk and optimize debt recovery.
- Monitored and reported on the performance of debt portfolios, highlighting key trends and potential risks.
- Collaborated with cross-functional teams, including legal and risk management, to resolve complex debt-related issues.
- Provided training and guidance to new colleagues.
- Provided regular updates to senior management on the status of outstanding debts and recovery efforts.
Finance Analyst
Amazon Fulfillment Center
Brampton, ON
06.2019 - 10.2021
- Managed daily financial transactions and reconciliations for the fulfillment center.
- Collaborated with cross-functional teams to ensure accurate financial reporting.
- Assisted in budget preparation and variance analysis to support financial decision-making.
- Conducted regular audits to ensure compliance with internal financial policies and procedures.
- Prepared financial reports and presentations for management, highlighting key performance indicators.
- Coordinated with external auditors during annual audits, ensuring a smooth and efficient process.
- Assisted in the analysis and interpretation of financial data to support business decisions.
- Conducted cost-benefit analysis for various operational initiatives.
- Contributed to the preparation of monthly financial reports and forecasts.
- Assisted in the implementation of financial controls and process improvements.
Credit Analyst
Blend Financial Services
Dubai, United Arab Emirates
03.2018 - 02.2019
- Analyzed credit data and financial statements to evaluate the risk associated with potential borrowers.
- Assisted in the development and implementation of credit policies and procedures.
- Conducted regular reviews of existing debt portfolios to identify potential issues and recommend corrective actions.
- Collaborated with relationship managers to assess credit proposals and structure debt financing.
- Conducted comprehensive credit analyses for clients across various industries.
- Assessed financial statements, credit reports, and other relevant financial data to determine credit risk.
- Developed and maintained strong relationships with clients to facilitate effective credit risk management.
- Prepared detailed credit reports, highlighting key findings and recommendations for senior management.
Equity Research Analyst
Anand Rathi Private Wealth
Mumbai, India
07.2017 - 03.2018
- Conducted in-depth research and analysis on companies within Technology, Oil & Gas and various other sector.
- Collaborated with cross-functional teams to generate comprehensive research reports and investment recommendations.
- Utilized financial models for equity valuation and analysis of investment opportunities.
- Monitored and analyzed market trends, industry developments, and economic indicators.
- Regularly updated and maintained financial models to reflect changing market conditions.
- Communicated research findings and investment recommendations to internal and external stakeholders.
- Participated in earnings calls, industry conferences, and company meetings to gather relevant information.
- Conducted due diligence on potential investment opportunities, assessing risks and opportunities.
Financial Analyst
Standard Chartered Bank
Mumbai, India
04.2016 - 07.2017
- Played a key role in financial statement analysis and reporting.
- Prepared detailed financial models to support strategic decision-making.
- Conducted industry research to identify trends and opportunities.
- Assisted in the preparation of quarterly and annual financial reports.
- Contributed to the preparation of monthly financial reports and forecasts.
- Assisted in the implementation of financial controls and process improvements.
Education
MBA - Finance
Mumbai University
Mumbai, IN01.2016
Bachelor of Commerce - Accounting And Finance
Thakur Institute of Science And Commerce
Mumbai, IN01.2013
Skills
- Excellent written and verbal communication skills
- Leadership & Teamwork
- Strategic Thinker
- Advance Excel
- Corporate Finance
- Financial Analysis
- Decision Making
- Credit Analysis
- Problem Solving
- Detail Oriented
- Power Point
- Project Management
- Quality Analyst
- Trade Finance
- Project Financing
- Equity Research
- Real Estate Market
- Mortgage
- Retail Market
- Financial Modelling
- Equity Valuation
- Investment Analysis
Languages
English
Native or Bilingual
Hindi
Native or Bilingual
Gujarati
Native or Bilingual
Timeline
Debt Manager
CIBC
10.2021 - Current
Finance Analyst
Amazon Fulfillment Center
06.2019 - 10.2021
Credit Analyst
Blend Financial Services
03.2018 - 02.2019
Equity Research Analyst
Anand Rathi Private Wealth
07.2017 - 03.2018
Financial Analyst
Standard Chartered Bank
04.2016 - 07.2017
MBA - Finance
Mumbai University
Bachelor of Commerce - Accounting And Finance
Thakur Institute of Science And Commerce