KRITIKA VASHISTHA
Ottawa,Canada
Summary
Financial professional with deep expertise in investment strategies, risk management, and client relationship-building. Known for strong analytical skills, effective communication, and collaborative approach to achieving financial goals. Flexible and adaptable to changing market conditions, ensuring optimal results for clients and team synergy. Highly skilled in financial planning, portfolio management, and regulatory compliance.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Senior Financial Advisor
Desjardins Financial Security Investments Inc.
04.2025 - Current
- Providing exceptional service to clients by addressing their unique financial concerns and goals with tailored advice.
- Staying abreast of economic trends and market fluctuations, guiding clients through complex financial decisions.
- Facilitating new client onboarding process and investment account setup.
- Developing personal rapport with each client to maintain customer loyalty and establish long-term accounts.
- Enhancing collaboration among team members by employing project management tools and facilitating regular team meetings.
- Managing a diverse portfolio of clients, ensuring optimal returns on investments and minimizing risks.
- Building lasting relationships with clients by consistently exceeding expectations in communication, professionalism, and results-driven advice.
- Identifying insurance needs and proposing best applicable solutions to clients
- Collaborating with cross-functional teams to develop integrated strategies for tax planning, risk management, and estate planning.
Financial Advisor
Royal Bank of Canada
02.2020 - 04.2025
- Presented financial plans and investment recommendations to clients.
- Established new client relationships by conducting thorough needs assessments during initial consultations.
- Educated clients on various financial matters and provided professional recommendations on investment opportunities, products, and services based on each clients' individual needs.
- Delivered strategic investment advice for individual and corporate clients.
- Identified opportunities for business growth by networking, attending industry events, and generating referrals from satisfied clients.
- Ensured compliance with industry regulations and company policies while serving clients'' best interests.
Senior Wealth Manager-HNI
Reliance Wealth Management Ltd.
02.2019 - 05.2019
- Provided ongoing portfolio monitoring services to ensure alignment of investments with changing market conditions or changes in client''s circumstances.
- Organized educational seminars for current and prospective clients on topics related to personal finance, investing strategies, and economic outlooks.
- Designed custom-tailored portfolios based on individual client needs, risk tolerance levels, time horizons, financial objectives.
- Developed strong relationships with external product providers and investment managers to ensure access to best-in-class investment solutions for clients.
- Implemented tax-efficient investment strategies to maximize after-tax returns for clients.
Chief Manager
IndusInd Bank
05.2018 - 12.2018
- Enhanced company performance by streamlining processes and improving efficiency in daily operations.
- Maintained positive customer relations by addressing problems head-on and implementing successful corrective actions.
- Helped clients with Credit, Investments & Mortgage
- Handled book of business for Non Resident Indians
Deputy Manager II
ICICI Bank Ltd
05.2014 - 04.2018
- Supervised day-to-day operations to meet performance, quality and service expectations.
- Generated repeat business through exceptional customer service.
- Used industry expertise, customer service skills and analytical nature to resolve customer concerns and promote loyalty.
- Increased customer satisfaction levels by developing targeted strategies to address client concerns effectively.
- Mentored junior staff members on best practices for project management and team collaboration skills, fostering a supportive work environment.
- Identified areas for improvement within the department, implementing strategic initiatives to address gaps in performance or resources.
Management Trainer
APPCO Group India
06.2012 - 01.2013
- Promoted a collaborative learning environment by fostering open communication and team-building exercises within training sessions.
- Collaborated with cross-functional teams to develop relevant case studies, enhancing the practical application of management concepts during training sessions.
- Provided ongoing coaching and mentorship to trainees following completion of formal training programs, supporting continued growth and development as leaders within their organizations.
- Managed multiple training projects concurrently, ensuring timely delivery of high-quality content within budget constraints.
Education
Post Graduate Certificate Program - Investment Banking
IIM Indore
01.2019
MBA - Banking & Finance
GlobalNxt University
01.2016
Post Graduate Diploma - Banking & Insurance
Manipal University
01.2014
B.Tech Hns. - Electronics & Communication
PCE
01.2012
Skills
- Skilled in financial software applications
- Retirement savings optimization
- Effective portfolio management
- Organizational time strategies
- Client needs assessment
- Cross-functional teamwork
- Know your customer
- Insurance planning
- Estate planning
- Bonds and fixed income
- Mutual funds
- Cash flow management
Certification
- Financial Planning (FP I and FP II), Ontario
- Personal Financial Services Advice (PFSA), Ontario
- Life License Qualification Program (LLQP), Ontario
- National Institute of Securities Markets (NISM), India
- National Securities Depository Limited (NSDL), India
- Insurance Regulatory and Development Authority (IRDA), India
Accomplishments
- Awarded for Quarterly Best Performance at RBC
- Recognized as a Best Mentor under leadership program with RBC
- Newcomer & New Business Champion for Ottawa Community at RBC
- Awarded Most Promising Fresher Award with Highest Investment Fee & Incentives at Reliance
- Recognized Nationally as Best Achiever for Outstanding Sales & Service each quarter at ICICI Bank
- Featured in Bank Promotion Ad Campaigns and Product & Service Module AVs for ICICI Bank
Languages
English
Full Professional
Hindi
Native or Bilingual
Urdu
Native or Bilingual
Punjabi
Professional Working
Hobbies and Interests
- Composing Poems & Literary Art
- Public Speaking
- Sketching and Creative Art
- Exploring New Places and Culture
- Dancing and Performing Arts
- Badminton & Chess
Timeline
Senior Financial Advisor
Desjardins Financial Security Investments Inc.
04.2025 - Current
Financial Advisor
Royal Bank of Canada
02.2020 - 04.2025
Senior Wealth Manager-HNI
Reliance Wealth Management Ltd.
02.2019 - 05.2019
Chief Manager
IndusInd Bank
05.2018 - 12.2018
Deputy Manager II
ICICI Bank Ltd
05.2014 - 04.2018
Management Trainer
APPCO Group India
06.2012 - 01.2013
MBA - Banking & Finance
GlobalNxt University
Post Graduate Diploma - Banking & Insurance
Manipal University
B.Tech Hns. - Electronics & Communication
PCE
Post Graduate Certificate Program - Investment Banking
IIM Indore
Similar Profiles
Shruti Dutta, CFAShruti Dutta, CFA
Product Manager, Mutual Funds Shelf at Desjardins Financial Security Investments Inc.Product Manager, Mutual Funds Shelf at Desjardins Financial Security Investments Inc.
AVNEET KAURAVNEET KAUR
Office Administrator at DESJARDINS FINANCIAL SECURITY INDEPENDENT NETWORKOffice Administrator at DESJARDINS FINANCIAL SECURITY INDEPENDENT NETWORK
Phonarlen BurrellPhonarlen Burrell
Client Service Advisor at Desjardins Financial SecurityClient Service Advisor at Desjardins Financial Security
KENICHA BELMEKENICHA BELME
Project Coordinator at Carleton UniversityProject Coordinator at Carleton University
Daniel OkankwuDaniel Okankwu
Server at Sunrise of WindsorServer at Sunrise of Windsor