Summary
Overview
Work History
Education
Skills
Timeline
Generic

Kristine Collins

Fair Oaks

Summary

Senior Benefits Manager with 14+ years leading benefits strategy and over 30 years of combined experience in benefits administration, payroll, HR operations, and financial management. Expertise managing large-scale benefit programs supporting 600–2,000 employees, including self-insured health plans, captive arrangements, union benefits administration, and retirement plans. Known for strong financial oversight, compliance management, and the ability to bridge HR, payroll, and finance to improve operational efficiency and employee experience.

Overview

35
35
years of professional experience

Work History

Employee Benefits Manager

Clark Pacific
West Sacramento, CA
06.2012 - Current

Manager of comprehensive employee benefits programs for 600–2,000 employees, for a national concrete pre-casting company.

  • Oversee self-insured and fully insured medical, dental, vision, life, and voluntary benefits plans.
  • Analyze and administer self-insured health plans and captive insurance arrangements, ensuring cost control, compliance, and effective plan performance.
  • Executed union benefits administration for 17 unions, including fringe benefit reporting and compliance with collective bargaining agreements.
  • Maintain and manage 400+ union pay scales, ensuring payroll and benefits accuracy.
  • Performed annual insurance renewals, including plan design review, cost projections, and executive presentations to senior leadership.
  • Manage relationships with benefits brokers, insurance carriers, and third-party administrators to ensure service quality and issue resolution.
  • Advocate for employees and the organization in resolving complex benefits claims and coverage issues.
  • Administer 401(k) and pension plans, including reconciliation, auditing, and compliance oversight.
  • Conduct new hire benefits orientations and individual consultations to educate employees on available programs.
  • Coordinator of benefit billings and financial reconciliation, reviewing and approving medical and insurance invoices.

Cost Accountant

Westfield L.L.C.
Roseville, CA
04.2007 - 01.2010

Supported financial operations for the $156M Galleria at Roseville Mall remodel project.

  • Managed accounts payable and receivable operations for more than 150 vendors and subcontractors.
  • Processed subcontractor invoices and ensured proper lien releases across all subcontracting tiers.
  • Conducted project cost forecasting and monthly financial reporting for executive leadership.
  • Administered contract documentation, change orders, and insurance approvals.
  • Maintained financial data and reporting using Proliance construction management software.

Controller/ Office Manager

NewCon
Fremont, CA
09.1991 - 03.2007

Financial Controller for $200 M/ year concrete contractor.

  • Directed full-cycle accounting operations, including general ledger, AR/AP, financial reporting, and cash management.
  • Managed union and non-union payroll administration, including tax filings, compliance, and pay scale management.
  • Oversaw HR operations, including employee onboarding, training, and policy development.
  • Administered billing, subcontractor compliance, insurance certificates, and lien releases for construction projects.
  • Implemented operational improvements that reduced unnecessary expenses and improved financial tracking.
  • Managed office operations including IT vendor oversight, facilities management, and administrative coordination.

Education

Associate of Science - Business

San Jose State University
San Jose, CA
05-1984

Skills

  • Benefits Strategy & Program Leadership
  • Total Rewards Program Oversight
  • Healthcare Plan Design & Optimization
  • Union Workforce Benefits Administration
  • Benefits Financial Management & Cost Control
  • Retirement Plan Governance (401k & Pension)
  • Regulatory Compliance & Plan Auditing
  • Vendor Negotiation & Partnership Management
  • HR, Payroll & Finance Integration
  • Executive Reporting & Decision Support
  • Employee Engagement & Benefits Education
  • Process Improvement & Operational Efficiency

Timeline

Employee Benefits Manager

Clark Pacific
06.2012 - Current

Cost Accountant

Westfield L.L.C.
04.2007 - 01.2010

Controller/ Office Manager

NewCon
09.1991 - 03.2007

Associate of Science - Business

San Jose State University
Kristine Collins