Work Preference
Summary
Overview
Work History
Education
Skills
Product Impact
Certification
Languages
Timeline
BusinessAnalyst
Kristina Carrera
Open To Work

Kristina Carrera

Richmond Hill,ON

Work Preference

Job Search Status

Open to work
Desired start date: Immediately

Desired Job Title

Director of Product StrategyDirector of OperationsDirector of StrategyHead of ProductHead of Product Management

Work Type

Full Time

Location Preference

On-SiteRemoteHybrid
Location: Richmond Hill, ON
Open to relocation: No

Salary Range

$151000/yr - $200000/yr

Important To Me

Work from home optionHealthcare benefitsWork-life balanceCompany Culture

Summary

Product and monetization leader with 18+ years building scalable digital subscription and payments platforms across North America and Europe.

Proven record of translating complex revenue infrastructure into high-performing product ecosystems, including global card payment platforms, carrier billing systems, and subscription monetization frameworks.

Experienced in defining product strategy, pricing architecture, checkout optimization, and lifecycle monetization, partnering with engineering, BI, and commercial teams to deliver measurable improvements in conversion, retention, and revenue performance.

Overview

19
19
years of professional experience
3
3
Certifications

Work History

Senior Account Executive | Strategic Partnerships

CLIQ Digital
Greater Toronto Area & Southwestern Ontario
12.2024 - 11.2025

Led strategic initiatives within largest revenue-generating partnership, stabilizing financial governance, operational infrastructure, and ensuring long-term partner alignment.

  • Led remediation of financial and corporate governance structures across multiple legal entities, restoring operational transparency and executive visibility.
  • Established reporting frameworks and control mechanisms enabling scalable oversight of billing and financial workflows.
  • Coordinated cross-functional stakeholders across finance, compliance, and executive leadership, securing long-term stability of partnership.
  • Enhanced strategic alignment with partner organization, facilitating future operational scaling and collaboration.

Operations & Growth Strategist | Product & Billing

CLIQ Digital
Hybrid (Canada & The Netherlands)
04.2024 - 11.2024

Led launch of multi-segment digital subscription product, establishing pricing structure and revenue architecture to drive market adoption.

  • Designed subscription lifecycle flows, enhancing onboarding, billing triggers, and retention mechanics.
  • Built experimentation frameworks with business intelligence teams to validate monetization hypotheses prior to rollout.
  • Implemented KPI governance for churn, activation, and engagement metrics, enhancing product performance tracking.
  • Delivered product-market intelligence, enabling informed decision-making for successful regional market launches.

Head of Card Payments | Payments & Products

CLIQ Digital
Hybrid (Canada & The Netherlands)
02.2020 - 03.2024

Transformed payments infrastructure into strategic monetization product for international subscription businesses.

  • Designed and launched global card payment architecture across multiple markets.
  • Defined acquiring strategy, routing logic, and processing structure to maximize authorization rates and revenue.
  • Built and led cross-functional payments organization for fraud reconciliation, acquiring, and operations to streamline processes.
  • Collaborated with product and engineering teams to enhance checkout experience and billing flows, improving user satisfaction.
  • Implemented KPI frameworks for approval rates, fraud exposure, and chargeback thresholds to drive product enhancements.
  • Negotiated global acquiring agreements to strengthen processing economics and enhance platform resilience.

Head of Area Marketing | Mobile Billing Department

CLIQ Digital
Amsterdam, The Netherlands
10.2017 - 09.2019

Global commercial owner of CLIQ’s multi-market mobile carrier billing portfolio.

  • Defined monetization strategy to enhance carrier billing product revenue across multiple markets.
  • Oversaw product launches, market expansion initiatives, and revenue optimization programs.
  • Built and led international marketing organization, aligning senior market managers and designers to achieve strategic goals.
  • Developed KPI governance frameworks to connect product performance with revenue growth.
  • Led cross-department coordination between marketing, product, engineering, and commercial teams.

Senior Lead Area Manager | Mobile Billing

CLIQ Digital
Amsterdam, The Netherlands
01.2017 - 09.2017

Regional commercial and product owner for multiple international mobile billing markets.

  • Stabilized underperforming markets through product optimization and monetization strategies, enhancing overall market performance.
  • Standardized performance analytics and reporting frameworks, improving data-driven decision-making.
  • Mentored regional managers, enhancing their commercial decision-making capabilities and promoting best practices.

Director & Business Operations Manager

The Mobile Generation Americas (CLIQ Digital)
Toronto, Ontario
04.2007 - 06.2014

Education

Bachelor of Arts - Honours Philosophy & Biology

Mcmaster University
Hamilton

Skills

Product Strategy Product Monetization Subscription Platforms Product Roadmaps Pricing & Packaging Strategy Checkout Optimization Product Lifecycle Management Growth Strategy Experimentation Frameworks Product Analytics KPI Governance Payments Product Strategy Global Payment Processing Payment Routing Optimization Fraud & Chargeback Strategy Digital Commerce Platforms Go-to-Market Strategy Market Expansion

Product Impact

  • Built and scaled global payment infrastructure and monetization products supporting multi-market digital subscription businesses.
  • Designed subscription lifecycle monetization architecture, improving conversion and retention
  • Defined pricing, packaging, and upsell strategies for digital subscription products
  • Implemented experimentation frameworks validating product monetization hypotheses
  • Partnered cross-functionally with Product, Engineering, BI, and Commercial teams to drive product performance

Certification

PMI - Certified Associate in Project Management (CAPM)

Languages

English
Native/ Bilingual
French
Native/ Bilingual

Timeline

Senior Account Executive | Strategic Partnerships

CLIQ Digital
12.2024 - 11.2025

Operations & Growth Strategist | Product & Billing

CLIQ Digital
04.2024 - 11.2024

Head of Card Payments | Payments & Products

CLIQ Digital
02.2020 - 03.2024

Head of Area Marketing | Mobile Billing Department

CLIQ Digital
10.2017 - 09.2019

Senior Lead Area Manager | Mobile Billing

CLIQ Digital
01.2017 - 09.2017

Director & Business Operations Manager

The Mobile Generation Americas (CLIQ Digital)
04.2007 - 06.2014

Bachelor of Arts - Honours Philosophy & Biology

Mcmaster University
Kristina Carrera