Kirti Sinhal
Toronto,Ontario
Summary
Seasoned finance professional with expertise in risk assessment, audit procedures, and project management. Skilled in leading cross-functional initiatives to enhance processes, automate workflows, and mitigate risks.
A career defined by proactive problem-solving approach drives sustainable growth and compliance in dynamic business environments. I thrive on overcoming challenges through innovative solutions and fostering continuous improvement.
Overview
14
14
years of professional experience
Work History
Senior Financial Analyst
CIBC
10.2021 - 06.2023
- Orchestrated timely and precise month-end production, ensuring accuracy resulting in a 98% data integrity rate.
- Spearheaded continuous improvement initiatives, Standardization, and Optimization efforts, resulting in a 20% reduction in reporting cycle times.
- Developed and implemented an Excel report in Tableau for CPIC business, reducing reporting cycle time by 25% and enhancing delivery of data insights.
Credit Risk Manager
Yes Bank
03.2021 - 08.2021
- Reviewed and verified income, credit reports and employment histories for each borrower
- Optimized credit approval and collection processes, improving operational efficiencies by over 5%
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
Mortgage Underwriter/FP&A Analyst
Axis Bank
06.2017 - 03.2021
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines
- Reviewed team underwriting decisions to identify incorrect actions and reverse previous decisions when merited
- Met 5-hour timeline consistently, turning around applications quickly with firm approval or denial decisions
- Used SAS VA to create financial databases to assemble, verify and back up data
- Provided creative alternatives and recommendations to reduce costs and improve financial performance, reducing costs by 0.25% and improving financial performance.
Audit Assistant
Ghalla & Bhansali Chartered Accountants
02.2009 - 02.2013
- Reviewed general ledger transactions to identify errors or irregular entries.
- Supported completion of high-quality audits with diligent documentation and attention to detail.
- Achieved audit deadlines by coordinating with clients to manage performance.
- Monitored progress against established goals, adjusting schedules and resources as needed to keep audits on track.
Education
Chartered Accountant - Auditing, Taxation And Finance
Institute Of Chartered Accountants Of India
Mumbai02.2014
B.Com - Accounting And Finance
University Of Mumbai
MUMBAI03.2011
Skills
- Excel proficiency
- Financial statement analysis
- Risk Assessment Techniques
- Internal controls evaluation
- Investigations
Websites
Timeline
Senior Financial Analyst
CIBC
10.2021 - 06.2023
Credit Risk Manager
Yes Bank
03.2021 - 08.2021
Mortgage Underwriter/FP&A Analyst
Axis Bank
06.2017 - 03.2021
Audit Assistant
Ghalla & Bhansali Chartered Accountants
02.2009 - 02.2013
Chartered Accountant - Auditing, Taxation And Finance
Institute Of Chartered Accountants Of India
B.Com - Accounting And Finance
University Of Mumbai
Similar Profiles
Rita DeFazioRita DeFazio
CSR at CIBCCSR at CIBC
Nidhi ParikhNidhi Parikh
Universal Banker/FSR at CIBCUniversal Banker/FSR at CIBC
Michael McDonaldMichael McDonald
Team Leader at CIBCTeam Leader at CIBC
Kevin ChangKevin Chang
FINANCIAL SERVICE REPRESENTATIVE at CIBCFINANCIAL SERVICE REPRESENTATIVE at CIBC
MYRIAM CHERIFMYRIAM CHERIF
Manager at McDonald'sManager at McDonald's