Kirill Kolosov
Toronto
Summary
Result-focused and proactive young professional with more than 3 years of Commercial Banking experience offering well-developed skills in reviewing and underwriting income property loans, originating new business and servicing clients. Seeking an opportunity to bring further success to an organization through a profound background in finance and analyzing capital risks.
Overview
3
3
years of professional experience
Work History
Credit Analyst (CMBS)
BMO - Bank of Montreal
07.2022 - Current
- Successfully completed new business underwriting submissions, totaling over $57 million in loan sizes, and actively participated in the entire deal financing cycle, from origination to funding.
- Assisted in creating marketing materials and presented to internal real estate teams to update them on the team's products and boost origination volumes.
- Worked closely with real estate brokers and cross-Canada account managers to create and present new financing deals to department heads on a weekly basis.
- Developed preliminary financial models and proposed indicative terms, including loan amount, pricing, and servicing fees, for new clients.
- Conducted weekly pipeline updates and monthly fair market valuations using MS Excel tools.
- Completed 2 external and 4 internal audits, as well as prepared monthly and quarterly loan servicing reporting for securitized loans.
- Performed annual site inspections for BMO serviced loans.
Analyst (Centralized Mortgages Team)
BMO - Bank of Montreal
01.2021 - 07.2022
- On average completed 11/month Annual Reviews of on-balance sheet commercial loans managed by BMO Real Estate Finance and Income Property Finance groups.
- Supported account management with new business underwriting and maintaining existing house-banking relationships through cross-team communication and collaboration with clients.
- Successfully completed new hire training by creating best practice handbooks and hosting in-person training sessions.
- Improved efficiency and resolved operational challenges by facilitating internal platform transitions and developing centralized templates and excel tools for annual reviews and underwriting.
- Assisted senior leadership with gathering and transferring data into charts and graphs illustrating historical and forecasted commercial real estate trends for BMO's annual Risk Management Committee presentation to a board of directors.
Education
Bachelor of Business Administration (BBA) - Finance
Schulich School of Business, York University
04.2020
Skills
- MS Excel
- Mortgage Underwriting
- Real Estate Financing
- Commercial Lending
- Financial Analysis
- Loan Origination
- Portfolio Management
- Valuation
- Credit Risk Management
Languages
English
Native/ Bilingual
French
Professional
Timeline
Credit Analyst (CMBS)
BMO - Bank of Montreal
07.2022 - Current
Analyst (Centralized Mortgages Team)
BMO - Bank of Montreal
01.2021 - 07.2022
Bachelor of Business Administration (BBA) - Finance
Schulich School of Business, York University
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