Kimani Michael Gibbs
Toronto,Canada
Summary
Results-driven treasury professional skilled at optimizing liquidity and building strong relationships with internal teams and banking partners. Focused on delivering insights that improve processes and support smart decision-making.
Overview
13
13
years of professional experience
Work History
Treasury Manager
Wealthsimple
01.2023 - Current
- Expand capital access by securing a $100M warehouse facility through strategic banking partnerships, ensuring financial flexibility in a fast-paced fintech environment.
- Develop and implement a 5-year rolling liquidity forecast model, enhancing strategic decision-making and long-term financial planning.
- Leverage AI-driven analytics to enhance liquidity forecasting accuracy and optimize capital allocation.
- Foster strong relationships with banking partners to enhance service levels and drive competitive pricing
- Lead the implementation of Kyriba Treasury Management System, modernizing treasury operations.
- Develop stress-testing scenarios to ensure a robust contingency funding plan.
- Ensure debt covenant compliance across term loans, revolvers, and other facilities in alignment with strategic goals
- Mitigate risk by implementing internal controls and safeguards for revenues and expenditures.
Treasury Manager
Lowe’s
01.2022 - 01.2023
- Supported the corporate restructuring following the sale of Lowe's Canada to a private equity firm.
- Led debt management activities, executing draws, repayments, and rollovers within a complex Asset-Based Lending (ABL) structure.
- Managed and provided insights on monthly Borrowing Base Certificates (BBC), ensuring compliance with the Credit Facility Agreement and optimizing liquidity.
- Strengthened banking partnerships to maintain capital access during ownership transition.
- Developed an improved cash forecasting model, extending forecast horizon from 4 weeks to a rolling 12 months.
- Created dashboards to provide real-time visibility into key treasury metrics, improving decision-making.
- Assisted in launching a virtual credit card program, enhancing corporate spend controls and optimizing cash management.
- Streamline and manage payment processes (ACH, EFT, wires) to enhance operational efficiency and mitigate risk.
Assistant Treasurer
ERCO Worldwide
01.2020 - 01.2022
- Led negotiations and amendments to the credit facility agreements, enhancing financial flexibility.
- Enhanced forecasting accuracy with a dynamic 12-month rolling cash flow model incorporating historical trends, seasonality, and real-time data across key cash drivers
- Managed daily ACH, EFT, and wire payments, ensuring timely execution and optimal cash positioning.
- Created a 5-year rolling strategic liquidity plan, working with senior management and banking partners.
- Strengthened banking relationships, optimizing financing options and securing favorable credit terms.
- Mitigated financial risk by executing FX risk management strategies to safeguard against currency fluctuations.
- Developed a Treasury Policy, enhancing governance, risk management, and operational efficiency.
- Prepared and presented quarterly and annual credit compliance packages to management.
Portfolio Analyst
Scotiabank
01.2015 - 01.2020
- Executed multi-currency trades and reconciled transactions with precision.
- Utilized Bloomberg to monitor portfolio performance, risk exposure, and market trends, providing data-driven investment insights.
- Conducted in-depth asset allocation analysis, identifying inefficiencies and rebalancing portfolios to optimize returns and align with risk tolerance.
- Performed detailed due diligence on external money managers, evaluating performance and compliance.
- Produced detailed financial reports and risk assessments for portfolio review.
- Monitored market trends and news to identify emerging opportunities.
Senior Global Cash Treasury Associate
State Street
01.2013 - 01.2015
Education
Certified Treasury Professional (CTP) -
Association For Financial Professionals
2023
Bachelor Of Commerce: Finance -
Concordia University
2013
Skills
- ERP systems: SAP, Oracle, NetSuite
- Treasury management systems: Kyriba Liquidity Management
- Data manipulation: Excel & Google Sheets (pivot tables, lookups, macros)
- Forecasting and financial planning
- Cash & Debt Management
- Risk management
- Banking Products Knowledge
- Relationship management (Internal & External)
- Problem-solving & Multitasking
Languages
English
French
Timeline
Treasury Manager
Wealthsimple
01.2023 - Current
Treasury Manager
Lowe’s
01.2022 - 01.2023
Assistant Treasurer
ERCO Worldwide
01.2020 - 01.2022
Portfolio Analyst
Scotiabank
01.2015 - 01.2020
Senior Global Cash Treasury Associate
State Street
01.2013 - 01.2015
Certified Treasury Professional (CTP) -
Association For Financial Professionals
Bachelor Of Commerce: Finance -
Concordia University
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