Summary
Overview
Work History
Education
Skills
Languages
Timeline
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KIANOUSH AFZALI

Toronto,Ontario

Summary

Analytical Credit & Market Risk officer with 5 years of experience in the Financial Industry. Continuously mitigating the financial risk that burdens TD Bank. Thorough and meticulous analyst who has accomplished in helping organizations manage investment, industry-specific and general economic risks. Detail-oriented in reviewing data and identifying impactful trends. Brings great presentation and interpersonal communication skills.

Overview

5
5
years of professional experience

Work History

Credit & Market Risk Analyst

TD Wealth
02.2021 - Current
  • Analyzing financial statements, client profiles, collateral, and aging accounts to ensure prompt coverage.
  • Generating reports to identify trends, measure performance, assess financial strength, and develop assessments of credit and market risk for TD Wealth routinely.
  • Ensure that all compliance and IIROC regulations and policies governed are met.
  • Built contingency plans to successfully handle financial emergencies.
  • Mitigate risk of derivative exercises, assignments, and margin calls.
  • Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
  • Produced and filed reports to inform senior management of current activities and progress with market related investigations
  • Devised new macros (with VBA, Excel & Tableau to acquire market information and specific processes (i.e OC Concentration, Intraday Market retrieval, and extreme price volatility) to handle ongoing monitoring needs for potential risks.
  • Optimized credit approval and collection processes, improving operational efficiencies by over 74% YoY

LQI Analyst

TD Wealth
10.2020 - 02.2021
  • Monitor and provide actionable insight and assess customer experience during interaction between Investment Representatives and TD clients.
  • Identified and resolved problems through root cause analysis and research.
  • Recommended process improvements to continually identify, analyze and fix constraints and challenges. Ex. Managed 30-40 calls per day which led to increase in efficiency of 11% YoY. Increased Sale units of 2.4 units/ day.
  • Identified clear connections between policies and business results to eliminate or reduce confusion and help employees achieve goals.
  • Produced detailed and relevant reports for use in making business decisions.

Investment Representative

TD Wealth
10.2018 - 10.2020
  • Executed complex transactions on Fixed Income, Mutual Funds, and Equities in a timely and professional manner
  • Educated clients on financial topics and best practices.
  • Took ownership for clients' concerns and delivered personalized solutions.
  • Performed due diligence, research, analysis and documentation of transactions.
  • Ensured to follow and coordinate with compliance for all policies and procedures with utmost importance
  • Recommended specific investments to help clients meet financial goals.

Education

CFA Level 1

CFA Institute
Toronto

Canadian Securities Institute
Toronto

Bachelor of Science -

York University
Toronto
06.2015

Skills

  • Credit Risk Assessment
  • Hedging Techniques
  • Tableau Proficiency
  • Risk Management
  • Excel Proficiency
  • SQL Knowledge
  • Credit Derivatives
  • Collateral Management
  • Fast Learner
  • Effective Time Management
  • Microsoft Office
  • Adaptability
  • Attention to Detail
  • Communication Skills

Languages

English
Full Professional
Persian
Professional Working

Timeline

Credit & Market Risk Analyst

TD Wealth
02.2021 - Current

LQI Analyst

TD Wealth
10.2020 - 02.2021

Investment Representative

TD Wealth
10.2018 - 10.2020

CFA Level 1

CFA Institute

Canadian Securities Institute

Bachelor of Science -

York University

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KIANOUSH AFZALI