Summary
Overview
Work History
Education
Skills
Timeline
Generic

Kevin Rasher

Rancho Mission Viejo

Summary

Dynamic Debt Settlement Specialist with extensive experience in client negotiations and regulatory compliance. Consistently achieved sales goals while delivering exceptional customer service in fast-paced environments. Strong financial analysis skills and a commitment to fostering positive client relationships drive success.

Overview

29
29
years of professional experience

Work History

Senior Personal Loan Specialist

Kensley Financial
Irvine
01.2026 - Current
  • Assisted clients in selecting suitable personal loan products.
  • Evaluated loan applications for creditworthiness and compliance.
  • Educated clients on loan terms, conditions, and repayment options.
  • Processed loan documentation and maintained accurate records.
  • Collaborated with underwriting teams to expedite loan approvals.
  • Reviewed financial documents to assess borrower eligibility efficiently.

Debt Settlement Specialist

Priority Plus Financial
Costa Mesa
07.2024 - 01.2026

Originate New inbound applicants. Work lead flow to maximize company profitability and maintain High level company-wide performance.

  • Prepared agreements and settlement documentation for each interested party to sign and complete.
  • Complied with fair debt practices and regulatory guidelines and kept current with changing regulations.
  • Informed clients of strategies for reducing debt and maximizing savings.
  • Listened to customers and negotiated solutions that met creditor and debtor needs.

Debt Settlement Specialist

CALLFI -NXFI
Costa Mesa
01.2023 - 07.2024
  • Answered over 110 customer communications per day-every Day via telephone, email and web chat.
  • Interviewed clients by telephone or in-person to gather financial information.
  • Responded to client concerns and questions about credit scores and methods to improve numbers.
  • Gathered, organized and input information into digital database.
  • Worked effectively in fast-paced environments.
  • Followed all company policies and procedures to deliver quality work.

Residential Mortgage Banker / Mortgage Broker

The Mortgage Bank Inc.
10.2003 - 01.2023
  • Achieved sales goals and service targets by cultivating and securing new customer relationships..
  • Developed strong relationships with customers through high levels of customer service.
  • Negotiated loan terms to provide favorable outcomes for both customers and lenders.
  • Examined customer loan applications for loan approvals and denials.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Identified new business opportunities through cold calling, networking, marketing and prospective database leads.
  • Maintained current knowledge of evolving changes in the marketplace.
  • Developed a comprehensive sales portfolio to attract and retain a diverse customer base.
  • Met with customers to discuss and ascertain needs, tailor solutions and close deals.
  • Quoted prices, credit terms and other bid specifications.
  • Gained customer trust and confidence by demonstrating compelling, persuasive and composed professional demeanor.

Loan Originator / Loan Officer

United Lending Group
04.1997 - 08.2003
  • Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
  • Collected information from banks, institutions and employers to assess applicant eligibility.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Developed strong relationships with customers through high levels of customer service.
  • Negotiated loan terms to provide favorable outcomes for both customers and lenders.

Education

Associate of Business Administration - Finance

SBBCollege Santa Barbara
Santa Barbara, CA
05-1995

Certificate of Completion/ Finance - General Studies/ Business Administration

Orange Coast College
Costa Mesa, CA

Skills

  • Organized
  • Self-Motivated
  • Methodical
  • Structured
  • Energetic and driven
  • Wise and professional
  • Consistent
  • Excellent oral and written communication skills
  • Deadline and detail-oriented
  • Flexible and Adaptable
  • Competitive

Timeline

Senior Personal Loan Specialist

Kensley Financial
01.2026 - Current

Debt Settlement Specialist

Priority Plus Financial
07.2024 - 01.2026

Debt Settlement Specialist

CALLFI -NXFI
01.2023 - 07.2024

Residential Mortgage Banker / Mortgage Broker

The Mortgage Bank Inc.
10.2003 - 01.2023

Loan Originator / Loan Officer

United Lending Group
04.1997 - 08.2003

Associate of Business Administration - Finance

SBBCollege Santa Barbara

Certificate of Completion/ Finance - General Studies/ Business Administration

Orange Coast College
Kevin Rasher