Eager to utilize my skills acquired through relevant experience to excel in a dynamic and innovative environment, contributing to the achievement of company goals while continuously expanding my knowledge and expertise.
Overview
25
25
years of professional experience
Work History
Bilingual Credit Management Resolution Officer
Royal Bank Of Canada
05.2024 - Current
Participated in cross-functional projects to enhance the company''s overall risk management framework and credit policies.
Supported business growth objectives by conducting detailed financial analysis on prospective clients before extending credit facilities.
Played a key role in improving credit loss ratios through timely identification of problem loans and effective workout strategies.
Managed complex restructuring deals involving multiple parties, ultimately preserving asset value for the organization.
Developed customized credit solutions to meet unique client needs while maintaining strict risk management standards.
SENIOR BILINGUAL ADMINISTRATION OFFICER
LAURENTIAN BANK
03.2024 - Current
Conducted clearing and settlement tasks, including EFT, wire payments, cheque processing
Resolved payment queries and discrepancies promptly
Managed interbank communication and inquiries effectively
Monitored departmental mailboxes for timely responses
Executed journal entries and money transactions accurately
Ensured compliance with regulatory reporting requirements
Fostered positive relationships with clients and stakeholders
Contributed to successful internal and external audits
Provided timely support to internal and external departments
Verified work accuracy and completeness for compliance
Met strict daily workload timeframes
Contributed to departmental goal planning and process improvement
Stayed updated on relevant legislation and policies
Participated in special projects as needed.
BILINGUAL CREDIT ANALYST
THE MAURITIUS COMMERCIAL BANK LTD
11.2015 - 10.2019
Assistance in the analysis of financing files
Assistance in calculating applicants' solvency and risk
Preparation of files for specific committees
Monitoring and management of reminders
Performing various administrative tasks.
BILINGUAL CUSTOMER SERVICE SUPERVISOR
THE MAURITIUS COMMERCIAL BANK LTD
02.2011 - 10.2015
Provide high quality and timely service to customers and provide advice on available channels with a view to improving the level of customer satisfaction
Continuously improve customer service, streamline work processes, and work collaboratively and jointly with the team to provide quality service
Client portfolio management
Promote the use of alternative channels to improve operational efficiency and customer experience
Process applications for loans and other banking facilities
Comply with all relevant laws, codes, rules, regulations, procedures, and best work practice standards to minimize financial loss and protect the company's reputation and reputation
Provide a high level of service to clients, address their concerns, and ensure that their needs are met in a timely manner and to their utmost satisfaction
Identify business opportunities and direct them to the right sector
Report quickly to appropriately route all suspicious transactions.
BILINGUAL CUSTOMER CONTACT CENTER AGENT
THE MAURITIUS COMMERCIAL BANK LTD
07.2006 - 02.2011
BILINGUAL CASHIER/BACK-OFFICE CLERK
THE MAURITIUS COMMERCIAL BANK LTD
09.1999 - 07.2006
BILINGUAL CREDIT EXECUTIVE
THE MAURITIUS COMMERCIAL BANK LTD
11.2019
Analyzing of financials for company and individual
File risk analysis and credit allocation decision-making
Presentation in committee of specific files
Editing and transmission of loan offers and processing of credit request
Follow-up and management of a portfolio of files.
Education
Professional Part 1 at The Association of Chartered Certified Accountants (ACCA), London, UK -
Higher School Certificate at University of Cambridge, CAMBIRDGE, UK -
Customer Service Representative/Courier and Archiving at (RBC)Royal Bank Of Canada/Antigua Commercial BankCustomer Service Representative/Courier and Archiving at (RBC)Royal Bank Of Canada/Antigua Commercial Bank