Karis Liu
Vancouver,British Columbia
Summary
Highly skilled Documentation Specialist with expertise in data accuracy and security. Hardworking professional with over 10 years of assisting clients, scheduling payments, and reviewing credit histories. Knowledgeable in all credit procedures.
Overview
24
24
years of professional experience
Work History
Documentation and Collateral Specialist
Citibank N.A.
09.2009 - 05.2022
- Reduced loan processing time with thorough documentation reviews, ensuring accurate collateral valuation.
- Established strong relationships with internal and external partners to facilitate the smooth processing of collateral-related transactions.
- Ensured compliance with regulatory requirements through diligent monitoring and timely reporting of collateral information.
- Ensured the accuracy of legal descriptions for real estate collateral by closely reviewing property records and title reports.
- Streamlined collateral management processes by implementing efficient tracking systems and improving communication.
- Coordinated with external appraisers to obtain accurate valuations for high-value collateral, ensuring proper risk management.
- Prepared comprehensive reports detailing findings from periodic collateral reviews, enabling informed decision-making among stakeholders.
- Developed training materials for new hires on proper handling and documentation procedures for different types of collateral.
- Maintained an organized database of all collateral-related documents, facilitating quick access during audits or examinations.
- Assisted in the development of policies and procedures related to collateral management, promoting best practices across the organization.
- Assisted in the negotiation of loan agreements by providing expert advice on collateral requirements and associated risks.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Compiled closing packages for drafting and presentation accuracy.
Process Management Officer
Citibank N.A.
02.2004 - 08.2009
- Maintain relationship and facility data in credit system.
- Supporting a substantial portfolio with limited need for supervision.
- Prioritize and process incoming credit requests and review them for completeness and accuracy; interpret them to provide concise and accurate credit facilities.
- Prepare accurate credit approvals in a timely manner and ensure approvals are received in compliance with policy and recorded in the database.
- Monitor end-of-day exposure , escalate detected exceptions per policy.
- Detect trends revealed in limit monitoring process to assess credit line needs, operational issues, or system issues. Confer with relationship managers to formalize credit requests, or raise other issues with the appropriate organization for attention.
- Enhanced communication between team members by organizing regular meetings and fostering open dialogue.
Treasury Operation Processor
Citibank N.A.
12.1997 - 01.2004
- Entered data into the computer tracking system and filed paperwork according to procedures.
- Performed various custody services on customers' and bank's safe-keeping securities.
- Prepared periodic and ad-hoc reports to Management for the unit, such as weekly exception report on incomplete account documentation.
- Participated in projects and value-added initiatives.
Education
GED -
Douglas College
New Westminster, BC05.2024
Skills
Loan Documentation
Collateral Monitoring
Due diligence
Attention to Detail
Microsoft Office
Oral and Written Comprehension
Loan File Maintenance
Process Improvement
Intuit QuickBooks
Languages
English
Professional Working
Chinese (Mandarin)
Professional Working
Chinese (Cantonese)
Native or Bilingual
Timeline
Documentation and Collateral Specialist
Citibank N.A.
09.2009 - 05.2022
Process Management Officer
Citibank N.A.
02.2004 - 08.2009
Treasury Operation Processor
Citibank N.A.
12.1997 - 01.2004
GED -
Douglas College
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