Kanika Bansal
Brampton,ON
Summary
Dedicated and results-oriented financial advisor with 6 years of experience in developing investment plans and written proposals for prospects and clients. Proven track record of building strong client relationships and helping individuals and businesses achieve their financial goals. Analyzed information and market trends and applied it to individual client circumstances. Displayed high level of interpersonal and relationship building skills to effectively network, and build strong and trusting client relationships. Expertise in retirement planning, portfolio management, risk assessment, and tax strategies.
Overview
9
9
years of professional experience
Work History
Senior Personal Banker
TD Canada Trust
Toronto, ON
05.2021 - Current
- Developed tailored investment strategies for high-net-worth clients, aligning portfolios with their financial goals, risk tolerance, and time horizon
- Acted as a trusted advisor, offering comprehensive wealth management solutions including investment, retirement, estate planning, and risk management
- Conducted regular portfolio reviews, providing insightful guidance to optimize performance
- Maintained accurate client records, ensuring compliance with regulatory requirements
- Managed complex mortgage transactions, originating loans while maintaining regulatory compliance
- Built strong client relationships, providing exceptional service and winning business through referrals
- Communicated effectively to empower clients in understanding mortgage terms and fees
- Implemented robust compliance procedures, achieving high audit scores
- Provided mentorship to other team members in generating quality referrals.
Financial Services Representative
TD Canada Trust
Toronto, ON
04.2018 - 05.2021
- Conduct client interviews to gather financial information, including income, expenses, objectives, and risk tolerance for financial planning
- Recommend appropriate borrowing products like ULOC, HELOC, Mortgage, etc., after analyzing clients' needs and loan portfolios
- Liaise with credit analysts for application verification and recommendations
- Provide wealth management solutions and investment options tailored to clients' goals, including term deposits, Mutual Funds, and Direct Investing
- Educate clients on the advantages of registered accounts like RSP, TFSA, RESP, etc
- Facilitate referrals to wealth partners for further financial plan implementation
- Manage personal and business deposit account openings
- Mentor and train new team members
- Consistently surpass sales targets, earning recognition for outstanding performance in meeting banking goals.
Customer Service Representative
TD Canada Trust
GTA, ON
03.2017 - 04.2018
- Performed KYC/KYT for various transactions including deposits, withdrawals, transfers, and bill payments, ensuring compliance with regulations
- Conducted cheque verifications and reported LCTR and UTR as required
- Provided customers with expert advice to enhance their banking experience and save time and money
- Managed Secure Desk operations, including end-of-day balancing and compliance procedures, while promoting digital banking options
- Resolved account service issues promptly and adhered to operational controls for asset security
- Deepened client relationships by effectively executing services and promoting bank products, consistently surpassing sales targets and contributing to branch goals.
Cash Associate
Home Depot
Brampton, ON
01.2017 - 04.2017
- Assisted customers with home improvement needs by providing attentive service and making appropriate suggestions
- Conducted product lookups, checked prices, and located inventory to fulfill customer requests
- Provided fast, friendly, and accurate customer service while following policies to minimize shrink
- Ensured a safe working and shopping environment by adhering to safety policies.
Manager
Esso Gas Station
Toronto, ON
03.2016 - 02.2017
- Delivered exceptional customer service while processing payments for gas, car wash, and other products
- Managed inventory, stocking, and planogram compliance
- Verified age for cigarette purchases and assisted customers with pump and car wash issues.
Shift Supervisor/Customer Service Representative
Subway Fast Food
Peterborough, ON
12.2014 - 03.2016
- Prepared quality products to maintain consistent customer satisfaction
- Conducted cash handling tasks, including drops, opening/closing, and balancing registers
- Utilized upselling techniques to increase sales.
Education
Certificate in Financial Services Advice (CFSA) -
06.2022
Investment Funds in Canada (CSI) -
02.2018
Bachelors of Engineering - Computer Science
Punjab Technical University
India 05-2014
Canadian Securities Course -
Skills
- Client Relationship Management
- Customer Experience
- Financial Advising
- Investment Advising
- Portfolio Management
- Detailed and Results Oriented
- Wealth Management
Accomplishments
- Quarterly Spotlight Winner (TD Canada Trust)
- Uptown North Start (TD Canada Trust)
- Dean’s Honours List, 2014 (Punjab Technical University)
- Scored 100% in Mathematics III (Engineering Maths)
- University Topper
References
References available on request
Timeline
Senior Personal Banker
TD Canada Trust
05.2021 - Current
Financial Services Representative
TD Canada Trust
04.2018 - 05.2021
Customer Service Representative
TD Canada Trust
03.2017 - 04.2018
Cash Associate
Home Depot
01.2017 - 04.2017
Manager
Esso Gas Station
03.2016 - 02.2017
Shift Supervisor/Customer Service Representative
Subway Fast Food
12.2014 - 03.2016
Certificate in Financial Services Advice (CFSA) -
Investment Funds in Canada (CSI) -
Bachelors of Engineering - Computer Science
Punjab Technical University
Canadian Securities Course -
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