KAMALJEET SINGH
Bonnyville,AB
Summary
Results-oriented Financial Manager with 10+ years of extensive experience analyzing financial data to drive business insights and optimize financial performance. competent in budgeting, customer service, and financial analysis. Excellent communicator dedicated to enhancing financial systems and providing exceptional service to clients.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Personal Banking Advisor
Royal Bank of Canada (RBC)
04.2024 - Current
- Provided personalized financial advice and solutions to clients, including investment strategies, retirement planning, and risk management
- Conducted in-depth financial analyses to assess clients' financial health, goals, and risk tolerance
- Leveraged financial planning software and tools to develop comprehensive financial plans tailored to clients' needs and objectives
- Built and maintained strong client relationships through effective communication, trust-building, and proactive service
- Achieved and exceeded sales targets by recommending appropriate financial products and services to clients
- Collaborated with colleagues and cross-functional teams to deliver integrated financial solutions and address clients' complex financial needs
Finance Manager
State Bank of India
08.2015 - 09.2023
- Conduct thorough financial analysis to assess the creditworthiness of corporate clients, utilizing financial statements, cash flow projections, and market data
- Develop and maintain complex financial models to evaluate investment opportunities, mergers and acquisitions, and credit risks
- Developed dashboards and visualization tools to communicate complex financial data effectively to stakeholders
- Analyze market trends, economic indicators, and competitor activities to identify potential risks and opportunities for the bank's investment portfolio
- Prepare comprehensive reports and presentations for Review and analyze monthly business segment reporting to identify variances to budget and fluctuations between months, providing insights to senior management for strategic decision-making
- Assisted in the preparation of credit risk reports for the loan portfolio, providing recommendations for mitigating potential issues
- Develop and maintain KPI's, comprehensive reports, and presentations for senior management, board meetings, and regulatory compliance
- Conducted bank and reconciliations of balance sheet accounts, ensuring accuracy and integrity of financial records
Finance Advisor
State Bank of India
01.2009 - 07.2015
- Conducted financial modeling and forecasting to support budget planning and investment decisions
- Managed a team of financial analysts and mentored junior staff in financial analysis techniques, credit risk assessment, and investment strategies
- Conducted in-depth financial statement analysis and industry research to assess the creditworthiness of clients in various sectors
- Played a key role in developing strategies for process improvements with automation and analysis
- Collaborated with the treasury department to manage the bank's liquidity and interest rate risk through effective cash flow forecasting and investment strategies
- Contributed to the development of credit risk models and systems, enhancing the bank's risk assessment capabilities
Education
Bachelor of Arts - Economics
The University of Kashmir
01.2012
Skills
- Financial Software (SAP, Oracle ERP, OneStream)
- Financial Reporting & Analysis
- Proficient in MS Excel, Word, Office365, SharePoint
- Client Relationship Management
- Communication, Presentation, and Time Management skills
- Data Entry & Record Management
- Excellent Written & Verbal Communication
- Cross-functional Collaboration
Certification
- Certification in CIFC from IFSE.
- Certificate course in Know Your Customer and Anti Money Laundering.
- Certification in Commercial Credit (CICC) by Moody’s.
- Certificate course in Digital Banking (CRM).
Languages
English
Punjabi
Timeline
Personal Banking Advisor
Royal Bank of Canada (RBC)
04.2024 - Current
Finance Manager
State Bank of India
08.2015 - 09.2023
Finance Advisor
State Bank of India
01.2009 - 07.2015
Bachelor of Arts - Economics
The University of Kashmir
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