Kadriye Atsal

I am a highly accomplished IT executive with over 20 years of experience in Credit Card, Payment Systems, Mobile Banking, Core Banking, and Digitalization. Throughout my career, I have consistently achieved significant results, positioning myself as a valuable asset in the financial technology sector. Proficient in both waterfall and agile methodologies, I excel in complex problem-solving and process improvement, driving innovation and growth.

Key Achievements (Last 10-15 Years):

• Spearheaded and successfully executed transformative digital initiatives at a top-three private bank in Turkey, serving nearly 15 million credit card holders.
• Led high-performing teams responsible for revolutionizing card systems, mobile apps, digital channels, credit applications, and treasury product software, enhancing customer experiences and operational efficiency.
• Pioneered core banking application replatforming, delivering a unique infrastructure that significantly improved user experiences.
• Crafted and executed a clear vision for digital banking infrastructure, spanning mobile apps, internet, call center, ATM channels, and seamless payment system integration, creating a comprehensive and efficient digital ecosystem.

Key Skills & Competencies:

• Digital Transformation
• Credit Card Systems
• Mobile Banking
• Core Banking
• Agile Methodologies
• Process Improvement
• Complex Problem-Solving
• Strategic Vision
• Leadership
• Team Management
• Mergers and Acquisitions
• Web Technologies
• Object-Oriented Languages (C++)
• IBM Mainframe Tools (COBOL, VSAM, Endevor)
• Financial Technology
• Payment Systems
• IT Management
• Project Management
• Software Development
• Risk Management

Professional Experience (Last 10-15 Years):

Banking IT Systems Vice President, Yapı&Kredi Bank, Istanbul, Turkey)

• I am an award-winning writer.
• Teaching Experience : I taught the course on Use of Information Technologies in Finance at Bahcesehir University Istanbul, Turkey www.bau.tr