Justin Noda

Currently I am registered as the Designated Individual (DI) with BC Financial Services Authority (BCFSA) for Origin Mortgages’ BC Brokerage.

Currently I am registered as the Broker Of Record (BoR) with The Real Estate Council Of Alberta (RECA) for Origin Mortgages’ Alberta Brokerage.

• $1 Billion in Annual funded Volume
• Home to 70+ Mortgage Associates
• Full Service and Dual (AB & BC) Licensed Underwriting Centre
• Launched innovative products/services that captured new market share while remaining competitive in the market.
• Lead and developed the companies compliance process to be in line with BCFSA, OSFI, FINTRAC and MBRCC regulations.
• Designated company representative for all regulator contact in Alberta, BC and Ontario.
• Introduced new underwriting methods, practices, and systems to reduce turnaround time, and increase the companies appeal to encourage growth.
• Cultivated a strong organizational culture built on integrity, accountability, teamwork which resulted in higher retention rates amongst brokers.
• Responsible for all lenders and service providers relationship management. This includes funding ratio tracking along with new product and policy implementation
• Assisted in recruiting, hiring and training of team members.

• $250,000,000.00 in Annual funded Volume
• Enhanced underwriting efficiencies by implementing streamlined processes and procedures.
• Led a team of 3 underwriters to consistently meet monthly targets.
• Mentored between 5-10 brokers at any time by providing guidance on Underwriting policies, procedures and complex case evaluations.
• Maintained license requirements for Alberta and British Columbia.
• Analyzed potential client risks, credit worthiness and evaluated available loan products to identify suitable products and lender choices resulting in lender approval, loan condition, and the files funding.
• Developed and maintained relationships with clients, lenders, brokers and other service providers.
• Maintained and Developed a personal book of mortgage Business.

• $500,000,000.00 in annual Funded Volume
• Improved loan approval rates by meticulously reviewing and verifying application documentation.
• Collaborated with 8-10 team members to clarify applicant information and expedite the underwriting process.
• Analyze potential client risks, credit worthiness and evaluate available loan products to identify suitable product and lender choices resulting in Lender approval, loan condition and the files funding.
• Maintain communications with varying Lender Underwriters and Lender Business Development Managers throughout each individual deal.
• Maintained license requirements for Alberta and British Columbia
• Ensured regulatory compliance by maintaining up-to-date knowledge of industry guidelines and standards.
• Maintained and Developed a personal book of mortgage Business.

• Over $1 Billion in Annual Funded Volume
• Improved loan approval rates by meticulously reviewing and verifying application documentation.
• Mentored 5-10 brokers at any time by providing guidance on Underwriting policies, procedures and complex case evaluations.
• Analyzed potential client risks, credit worthiness and evaluated available loan products to identify suitable product and lender choices resulting in Lender approval, loan condition and the files funding.
• Maintained communications with varying Financial Institutions Underwriters and Business Development Managers throughout each individual deal.
• Maintained license requirements for Alberta and British Columbia
• Ensured regulatory compliance by maintaining up-to-date knowledge of industry guidelines and standards.
• Maintained and Developed a personal book of mortgage Business.

• $250,000,000.00 in annual funded volume
• Assisted with the creation of an Underwriting division and mentored 5-10 brokers.
• Analyzed potential client risks, credit worthiness and evaluated available loan products to identify suitable product and lender choices resulting in lender approval, loan condition, and the files funding.
• Developed and maintained strong relationships with clients, lenders, brokers and other service providers.
• Maintained license requirements for Alberta and British Columbia.
• Maintained and Developed a personal book of mortgage Business.

• $200,000,000.00 in annual Funded Volume
• Specialized in the Government of Canada’s Integrated Relocation Program (IRP) for Government Employees, RCMP and Canadian Military members
• Developed and maintained strong relationships with clients resulting in repeat business and referrals.
• Oversaw daily operations, ensuring all tasks were completed accurately and efficiently by team members.
• Hired trained, and managed a high-performing team of employees dedicated to achieving company goals.
• Evaluated industry competition regularly to maintain a competitive advantage in the marketplace.
• Ensured regulatory compliance by staying apprised of industry-related changes and implementing necessary policies or procedures as needed.
• Conducted target market research to discover customer needs and analyze competitor trends.
• Maintained and Developed a personal book of mortgage Business.