Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Timeline
Generic

JOY SHARMA

Barrie,ON

Summary

Motivated Banking Advisor with experience advising clients on investment strategies, retirement planning and financial planning. Strong background in understanding financial markets, financial products and risk management. Proven track record in helping clients meet financial goals through sound advice and effective portfolio management.

Overview

10
10
years of professional experience
1
1
Certification

Work History

Financial Advisor

Scotiabank
05.2022 - 03.2023
  • Deals with borrowing like Mortgages which includes New home purchase , Refinance and Renewals
  • Secured and unsecured Restructures includes Credit cards , line of credit,
  • Deals in investments including Mutual Funds such as Standalone funds or portfolio solutions . Guaranteed Investment Certificates
  • Registered and non-registered accounts includes TFSA , RRSP And RESP, Day to Day accounts and saving accounts
  • Do 25 calls every week to ensure customers are well aware for offers and opportunities
  • Pro actively prepare meeting agenda for appointments in advance
  • Giving out referrals to Wealth Management Team for potential clients who seeks more diversified advice
  • Book 10 meeting in advance for following week
  • Acknowledged clients by Doing lobby management in busy times and work with front liners to full access for client referrals

Banking Advisor

Royal Bank of Canada
02.2022 - 05.2022
  • Taking a proactive approach to discovering our customer needs, listening to understand what they are asking for
  • Educating customers, providing relevant insights and expert advice
  • Building customer’s comprehensive plans using a holistic approach to help them achieve their goals
  • Delivering solution to clients for mortgage, credit cards, LOC, SDB’S and everyday banking needs for spending & saving accounts, business accounts, TFSA, RSP GICs in a professional and courteous manner
  • Developing, retaining, and growing branch business by delivering against individual and team sales goals that support a positive customer experience

Financial Service Officer

ICICI Bank Canada
07.2018 - 01.2022
  • Proactively engage with clients in all areas of the branch and in the community, uncovering banking needs, providing help and advice, as well as identifying sales and referral opportunities
  • Focus on client education and demonstration, leveraging technology to deliver a memorable client experience, drive sales, and retain business
  • Respond to client-initiated contact, assisting them with a full range of financial transactions
  • Actively listen and engage clients in conversation to further understand their individual needs
  • Proactively take ownership of resolving and preventing client banking problems
  • Cultivate and maintain relationships with partners to make the most of business opportunities and referrals

Sales Associate

Joe Fresh
10.2016 - 03.2018
  • Administered all point-of-sale opening and closing procedures
  • Maintained knowledge of current promotions, exchange guidelines, payment policies and security practices
  • Placed special orders and called other stores to find desired items
  • Completed purchases with cash, credit and debit payment methods
  • Built and maintained effective relationships with peers and upper management
  • Listened to customer needs and preferences to provide accurate advice.

Business Development Executive

Capital Small Finance Bank
08.2013 - 07.2015
  • Generated new accounts by implementing effective networking and content marketing strategies
  • Identified issues with existing marketing material to drive process improvements
  • Contacted new and existing customers to discuss how specific products could meet their needs
  • Marketed and developed key accounts by favorably representing the company at membership and community functions
  • Researched economic processing factors to determine the best process and sales strategies.

Education

No Degree - IFIC

The Investment of Financial Services Education
Mississauga, ON
07.2022

Diploma - International Business Management

St. Clair College of Applied Arts And Technology
Windsor, ON
08.2016

BBA - Management

Punjab Technical University
India
05.2011

MBA - Marketing

Indian Institute of Planning And Management
India
09.2013

Skills

  • Financial Knowledge
  • Mutual Fund Sales
  • Sales Expertise
  • Retirement Needs
  • Stock Market Understanding
  • Financial and Estate Planning
  • Financial Oversight
  • Savings Accounts
  • Investment Analysis
  • Customer Referrals
  • Mutual Funds and Liabilities
  • Investment Advising
  • Risk Assessment
  • Portfolio Construction
  • Financial Services
  • Client Interactions

Accomplishments

  • Achieved Q4 for 2022 and Q1 for 2023 results over with 150% In Scotia Bank
  • Recognized in the category for Top 25% Financial Advisor ranking on 22nd position in Ontario
  • Sponsored and Organized Successful Events for the Community . By reaching out all the professionals and Wealthy Clients


Certification

  • Licensed Mutual Funds Representative - Completion of IFIC through IFSE institute
  • Mortgage agent Certification Through Remic Institute

Timeline

Financial Advisor

Scotiabank
05.2022 - 03.2023

Banking Advisor

Royal Bank of Canada
02.2022 - 05.2022

Financial Service Officer

ICICI Bank Canada
07.2018 - 01.2022

Sales Associate

Joe Fresh
10.2016 - 03.2018

Business Development Executive

Capital Small Finance Bank
08.2013 - 07.2015

No Degree - IFIC

The Investment of Financial Services Education

Diploma - International Business Management

St. Clair College of Applied Arts And Technology

BBA - Management

Punjab Technical University

MBA - Marketing

Indian Institute of Planning And Management

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