Summary
Overview
Work History
Education
Skills
Certification
Additional Information
Timeline
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Jonathan Adeoti

Calgary,AB

Summary

A goal-driven, seasoned customer Due Diligence and experienced AML professional with over 7 years of AML analysis and Know Your Customer KYC, transaction alerts clearing, narratives writing, and Suspicious Activity Report filing. Proficient in the analytical aptitude of Customer Due Diligence and Enhanced Due Diligence process, blockchain analysis and Regulatory Reporting and methodology to identify patterns and trends to communicate risks to management. Successfully managing multiple competing priorities and deadlines.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Institutional EDD/TMS Analyst

COINBASE
11.2021 - 04.2022
  • Performed intermediate to complex analysis that requires knowledge of Anti Money Laundering (AML) and Know Your Customer (KYC) schemes.
  • Performed CDD activities for customers within scope of SLAs complying with Risk policies regards to documentation, core banking system records, CDD completion, tax transparency and financial crime controls. Evaluated high risk entities related to financial crimes applying for crypto financial services accounts such as products and services proprietary trading and investment.
  • Conducted compliance reviews and analysis in support of Coinbase’s BSA/AML and other regulatory Policies.
  • Transaction monitoring of alerts, reviewing of blockchain, disposition and escalation to management team without infringes constitutional privacy act and strict adherence to Banking Secrecy Act (BSA)
  • Researched, analyzed and investigated alerts generated by transaction monitoring systems for money laundering, terrorist financing and other financial crimes.
  • Verifies all aspects of Client Identification Program (CIP) and necessary account opening documents are provided and in accordance with know Your Customer (KYC), USA Patriot Act and Bank Secrecy Act (BSA) standards.
  • Identifies accurate risk rating for individual/non-individual accounts to highlight high risk jurisdictions, cash intensive/high risk businesses and Politically Exposed Persons(PEPs) or Relatives or Close Associates (RCAs).
  • Completes extensive due diligence investigations using public and private databases in accordance with Anti-Money Laundering (AML), BSA and other regulatory standards to assist business units and prevent operational and reputational risks.
  • Performs checks on all employees, consultants, vendors, contractors and third party advisers against World Check Risk Screen, FinCEN list, and OFAC Specially Designated Nationals List (SDN) and Blocked Persons list.
  • Conducts enhanced due diligence research in attempts to find derogatory/background information used to aid client advisors' decisions in initiating, maintaining or closing business relationships.
  • Ensures final reports are comprehensive, compliant and suitable for use in the client on-boarding decision-making processes.


NDAX Wealth Due Diligence Analyst

NDAX.IO
04.2020 - 10.2021
  • Reviewed all onboarding cases from the Wealth Onboarding team and made sure proper standard and guidelines alignment with company policies and procedures for crypto trading.
  • Ensured compliance and regulatory guidelines strictly adhere to for multiple lines of business including retail, online presence, wealth management, private banking, correspondent banking, proprietary trading and embassy accounts Interpreted cases and transactions for high-risk money laundering concerns such as, sanctions, terrorism financing, weapons, and human trafficking.
  • Assisted the Global Compliance team in responding to partner banks requests as they relate to NDAX.I0 Investigated, Screened and Determined high risk attributes such as geographical, transactional, PEP, and money service businesses.
  • Determined high risk attributes such as geographical, transactional, PEP, and money service businesses in fraud investigation.
  • Worked closely with our Data and Tools teams on efforts to enhance monitoring tools and identify data usage for effective monitoring and investigations.
  • Communicated findings and recommended action items in a timely manner to compliance management and/or other internal stakeholders when appropriate.
  • Identified existing gaps and made recommendations to enhance the suspicious activity reporting process and other AML related controls.
  • Worked closely with our Data Analytics team on efforts to enhance monitoring tools and identify data usage for effective monitoring and investigations.
  • Liaising with relationship managers and other various stakeholders thus ensuring timely resolution of queries and Identify cases where additional investigation is required or escalation to other appropriate teams in line with applicable policy.

AML / KYC Analyst

TCU FINANCIAL GROUP
01.2020 - 03.2020
  • Adjusted end-to-end KYC process needs to align with workforce capabilities.
  • Consulted with compliance department to create regulatory reports.
  • Conducted KYC formality reports on questionable accounts and transactions.
  • Perform customer outreach for the purpose of obtaining sensitive personal information from both top tier and ordinary individual clients and business customers.
  • Supported the overall Group Financial Crime Compliance (GFCC) Policy, Standards and Advisory (‘PSA’) function.
  • Managed assigned tasks related to drafting case investigations, preparing Suspicious Transaction Reports (STRs).
  • Monitored and escalated alerts for continuous office of the Superintendent of Financial Institutions (OSFI) screening.
  • Maintained a list of designated persons and entities subject to sanctions related to multiple Canadian statutes and regulations.
  • Researches, analyzes and manipulates transactional data using system- generated spreadsheets to identify suspicious activity in accordance with the FINTRAC regulation.
  • Conducted appropriate levels of due diligence on accounts based on the customer's risk score.
  • Identified business customers who may be eligible for CTR reporting exemptions and referred the customer to the AML/ KYC Director for evaluation.
  • Researched, analyze and investigate alerts generated by transaction monitoring systems for money laundering, terrorist financing, and other financial crimes.

Compliance Analyst

LAURENTIAN BANK
01.2015 - 12.2019
  • Reviewed and analyzed high-risk files, conducting pertinent research and documenting the work performed in the SAS compliance due diligence (CDD) system.
  • Conducted periodic internal reviews or audits to ensure that compliance procedures are followed. Verify that all firm and regulatory policies and procedures have been documented, implemented, and communicated.
  • Conducted and participated transaction analyses as part of EDD, AML/ATF reporting sequent to analyzed and compiled data.
  • Completed extensive due diligence investigations using public and private databases in accordance with the company's regulation.
  • Reviewed, prepared, and completed systematic or manually generated alerts in compliance with regulatory and departmental guidelines and timelines, as assigned. Reviewed company policies against best practices to better understand level of compliance and provided business units with the support needed regarding AML/ATF.
  • Ensured proper daily management of the AML/ATF Risk Management email box and creation of new work tools and templates as required.
  • Kept comprehensive logs, tracking compliance documents and tasks to contribute to achieve conformity with company policies and client expectations.

Education

Basic Training Diploma - Data Analytics Certificate

Southern Alberta Institute of Technology(SAIT)
Calgary, AB
08.2022

Advanced Diploma - BAPT

Southern Alberta Institute of Technology(SAIT)
Calgary
09.2008

Bachelor of Science -

Ahmadu Bello University
Nigeria
10.1998

Skills

  • High-Risk Account Reviews,
  • Source of Wealth Determination
  • Negative News Search and PEP determination
  • Enhanced Due Diligence comprehension and screening Risk Rating Methodology and Risk Ranking
  • Name Matching Criteria and OFAC Sanctions Screening Suspicious Activity Report Filing
  • Proficient in MS Office: Excel, Word, Outlook, PowerPoint
  • Excellent analytical and interpersonal skills
  • Team Player
  • Basic knowledge in Clouding Computing
  • Conflict Resolution
  • Collaboration
  • Flexible & Adaptable
  • Transportation Management System (TMS) Software
  • Analyst Relations

Certification

  • Chainalysis Cryptocurrency Fundamentals Certification (CCFC) -[In View]
  • ACAMS Certification - [In View]
  • Anti- Money Laundering Program for Global General Services
  • Office of Foreign Assets Control Training Program – OFAC
  • Anti- Corruption Training
  • Resiliency Risk Awareness Training
  • Privacy Awareness.
  • ACAM Training

Additional Information

Projects

Projects: ALERT TRIAGE-Coinbase

Project Scope: Clearing of Backlogged Compliance requirement for leading cryptocurrency exchange using Transaction Monitoring System (TMS)

Programming stack: Hummingbird, Coinbase analytics, and other customized tools.

Methods: Transaction Analysis of source and end of crypto transactions over blockchain to carry out Risk Mitigation, Disposition, and Recommendation.

Techniques: Investigation based on Transaction pattern and Personal Identifiable Information.

Project: Enhanced Due Diligence (EDD) analysis and reports - NDAX.IO

Project Scope: Reviewing, triaging and assessing high risk client alerts

Programming stack: Salesforce, CLEARD4,Refinitiv,Google Suite(Google search), world check, ETC.

Methods: Categorization, Prioritization, Document confirmation and customer outreach

Techniques: Used: Risk rating formula to determine eligibility for streamlining or escalation.

Project: Execution of Compliance and Regulatory risk assessment - TCU Financial Group

Project Scope: Triage and review on Financial group compliance policies and procedures.

Programming stack: OnesumX, Datacorp,World check and World base

Methods: Synergy of traditional methods with financial technology models.

Techniques: Used: PII verification, using flow process to execute risk profiling and mitigation.


Project: ONBOARDING OF NATURAL PERSON

Project Scope: Onboarding new clients

Programming stack: Automation A1 and Machine learning tools.

Methods: Risk assessment and Due diligence

Techniques Used: Customer & Document Identification, screening and verification



Timeline

Institutional EDD/TMS Analyst

COINBASE
11.2021 - 04.2022

NDAX Wealth Due Diligence Analyst

NDAX.IO
04.2020 - 10.2021

AML / KYC Analyst

TCU FINANCIAL GROUP
01.2020 - 03.2020

Compliance Analyst

LAURENTIAN BANK
01.2015 - 12.2019

Basic Training Diploma - Data Analytics Certificate

Southern Alberta Institute of Technology(SAIT)

Advanced Diploma - BAPT

Southern Alberta Institute of Technology(SAIT)

Bachelor of Science -

Ahmadu Bello University

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Jonathan Adeoti