John Jeffrin
Kitchener,ON
Summary
Dynamic professional with extensive experience at NatWest Bank as a Senior Mortgage Underwriter, excelling in loan evaluation and credit analysis. Proven ability to enhance team productivity through mentorship and collaboration. Detail-oriented with a strong focus on compliance and risk assessment, ensuring integrity in the underwriting process.
organization.
Overview
5
5
years of professional experience
Work History
Warehouse Associate
Pure Source
10.2024 - Current
- Prepared orders for shipment by picking, packing, and labeling merchandise.
- Helped train new employees in safe practices and warehouse procedures.
- Drove forklifts, pallet jacks and other equipment to move materials.
Senior Mortgage Underwriter
NatWest Bank
10.2020 - 12.2022
- Demonstrated sound decision-making in approving or denying loans based on comprehensive assessments of borrower''s creditworthiness and risk factors.
- Approved or denied loans based on established criteria and underwriting guidelines.
- Assessed loan portfolios for compliance with underwriting policies.
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
- Verified integrity of applicants' information to minimize fraud.
- Increased team productivity by mentoring junior underwriters, sharing industry knowledge, and providing constructive feedback on their work.
Education
Post-Graduate Certificate - Business And Hospitality Management
Conestoga College
Kitchener04-2024
Bachelors of Commerce - Business And Accounting
Loyola College
Chennai, India04-2019
Skills
- Attention to detail
- Problem-solving
- Team collaboration
- Loan evaluation
- Credit analysis
- Income verification
- Documentation review
- Underwriting guidelines
- Residential and Buy-To-let mortgage lending regulations
Timeline
Warehouse Associate
Pure Source
10.2024 - Current
Senior Mortgage Underwriter
NatWest Bank
10.2020 - 12.2022
Post-Graduate Certificate - Business And Hospitality Management
Conestoga College
Bachelors of Commerce - Business And Accounting
Loyola College
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