Joe Kadar
Calgary,Canada
Summary
initiative. Detail-oriented Account Specialist focused on resolving issues and maintaining customer loyalty. Strong critical thinking skills with a methodical approach. Knowledgeable about Automotive practices and documentation requirements.
Overview
32
32
years of professional experience
Work History
Account Specialist Automotive Finance
Canadian Western Bank
02.2011 - 10.2023
- Review Commercial credit applications that would include Year End Statements, Equifax/Transunion Bureaus for individual leases and large fleet accounts
- Review dealership financial statements for monthly testing of covenants, annual reviews and new money requests
- review financial requests from large and small dealer groups for equipment financing, automotive leasing, recreation equipment leasing.
- Receives the bulk of new lease/loan applications Reviews each file and ensures their prompt processing Follows up with the dealers to ensure we receive the monthly Information we require to margin our active accounts
- Maintain the credit files & security files for each client Contact lawyers and clients as required Organizing our credit files and our individual lease files.
- Obtains new borrowing lease accounts
Senior Credit officer
Canadian Western Bank
12.2008 - 02.2011
- Annual reviews for commercial and real estate Borrowers
- Margin accounts Ensure required reports and financial data is received and Analyzed promptly Prepare all month end and other reports as assigned Additional duties and responsibilities as assigned.
Senior Retail Credit Analyst
Chrysler Financial Canada
09.2006 - 12.2008
- Personal lending limit of $200,000.00 Personally reviewed over 1700 applications in 2007 Grow a lease and retail portfolio Review personal and commercial credit bureaus Bank ratings Financial statements, farm statements.
Team Leader
Chrysler Financial Canada
02.2000 - 08.2006
- Grow and expand a retail and lease portfolio Develop over 30 retail credit personal over .K Joe Kadar 203 Riverside Way SE Canadian Western Bank/Feb 2011 to Oct 2023 403 988 4751 joekad@shaw.ca Calgary,Albertaa 7 yr period Set up training schedules, coach on specific deals Review commercial and personal credit applications Average yearly volume 100,000 applications.
Retail Credit Specialist
Chrysler Financial Canada
11.1998 - 12.1999
- Develop and grow retail and lease portfolio Personal lending limit of $100, 000.00 per customer Application Service dealers from Vancouver to Thunderbay 170 locations.
Accounts Manager
Toronto Dominion Bank
07.1997 - 10.1998
- Approve personal loans Approve mortgages Personal lines of credit.
Customer Service Manager
Toronto Dominion Bank
10.1994 - 07.1997
- Assessed customer needs and responded to questions
- Cleaned and straightened work area
- Provided professional and courteous service at all times
- Served as mentor to junior team members.
Customer service and Sales Administrator
Toronto Dominion Bank
02.1993 - 09.1994
- Co-ordinate staff members on loan and accounting desk Investment Planning Personnel Manager.
Administrative Officer
Toronto Dominion Bank
05.1992 - 02.1993
Management Trainee
Toronto Dominion Bank
08.1991 - 05.1992
Education
Controlling Branch Routine -
Toronto Dominion Bank
Bachelor of Arts Degree -
Commercial Lending (week long course) -
CWB instructor lend course
04.2015
Lending Decision Making -
Financial Goal Counseling, Institute of Canadian Bankers Correspondence course
02.1998
Personal Banking Computer Assisted Course -
11.1997
Investment Funds of Canada -
Institute of Canadian Bankers
02.1995
Effective Supervision -
Toronto Dominion Bank
03.1992
Skills
- Accounting
- Banking
- Business Plan
- Commercial Lending
- Credit
- Clients
- Decision Making
- Financial statements
- Funds
- Organizing
- Retail
- Sales
- Staffing
- Deadline-oriented
- Goal-oriented
- Customer relations
- Reliable
- Excellent communication skills
- People-oriented
- Excellent time management skills
- Due Diligence
- Client Engagement
- Research Proficiency
Highlights
- Self-starter
- Deadline-oriented
- Goal-oriented
- Customer relations
- Reliable
- Excellent communication skills
- People-oriented
- Excellent time management skills
References
References On request
Languages
English
Professional Working
Timeline
Account Specialist Automotive Finance
Canadian Western Bank
02.2011 - 10.2023
Senior Credit officer
Canadian Western Bank
12.2008 - 02.2011
Senior Retail Credit Analyst
Chrysler Financial Canada
09.2006 - 12.2008
Team Leader
Chrysler Financial Canada
02.2000 - 08.2006
Retail Credit Specialist
Chrysler Financial Canada
11.1998 - 12.1999
Accounts Manager
Toronto Dominion Bank
07.1997 - 10.1998
Customer Service Manager
Toronto Dominion Bank
10.1994 - 07.1997
Customer service and Sales Administrator
Toronto Dominion Bank
02.1993 - 09.1994
Administrative Officer
Toronto Dominion Bank
05.1992 - 02.1993
Management Trainee
Toronto Dominion Bank
08.1991 - 05.1992
Controlling Branch Routine -
Toronto Dominion Bank
Bachelor of Arts Degree -
Commercial Lending (week long course) -
CWB instructor lend course
Lending Decision Making -
Financial Goal Counseling, Institute of Canadian Bankers Correspondence course
Personal Banking Computer Assisted Course -
Investment Funds of Canada -
Institute of Canadian Bankers
Effective Supervision -
Toronto Dominion Bank
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