As a recent graduate with a strong foundation in finance and data analysis, I offer a unique blend of academic excellence and hands-on project experience. My familiarity with a wide range of commercial and retail payment products, coupled with my deep understanding of fraud detection and analytics, sets me apart as a promising candidate in the financial industry. My practical experience includes analyzing retail banking transactional data, creating complex features through SQL and data manipulation techniques, and developing rules to effectively counter third-party fraud trends. I am adept at utilizing key performance metrics, such as value detection rate and false positive rate, to assess rule effectiveness and have a proven track record of rule validation through rigorous out-of-time testing. With a commitment to precision and a passion for staying at the forefront of financial technology, I am poised to contribute significantly to the success of any organization in need of a dynamic and skilled professional in the field of finance and data analysis.