Summary
Work History
Education
Skills
Timeline
Generic

Jinyu Ye

Mississauga,ON

Summary

As a recent graduate with a strong foundation in finance and data analysis, I offer a unique blend of academic excellence and hands-on project experience. My familiarity with a wide range of commercial and retail payment products, coupled with my deep understanding of fraud detection and analytics, sets me apart as a promising candidate in the financial industry. My practical experience includes analyzing retail banking transactional data, creating complex features through SQL and data manipulation techniques, and developing rules to effectively counter third-party fraud trends. I am adept at utilizing key performance metrics, such as value detection rate and false positive rate, to assess rule effectiveness and have a proven track record of rule validation through rigorous out-of-time testing. With a commitment to precision and a passion for staying at the forefront of financial technology, I am poised to contribute significantly to the success of any organization in need of a dynamic and skilled professional in the field of finance and data analysis.

Work History

Tim Hortons RUTR (Professional Training Project)

Savvy Pro Education
06.2023 - 07.2023
  • Possess a profound comprehension of the intricate workings of banking and trading books, particularly in the context of operational processes and reporting.
  • Demonstrated working knowledge of a wide spectrum of banking products, encompassing both wholesale and retail lending, showcasing the ability to navigate the intricacies of these offerings.
  • Hands-on experience in the precise estimation of Basel credit risk parameters, specifically Loss Given Default (LGD), utilizing SAS software to ensure robust risk assessment and regulatory compliance.
  • Conducted a comprehensive exploration of the disparities between expected and unexpected credit losses, showcasing a keen analytical perspective in risk assessment and mitigation strategies.

Fraud Analyst(professional Training Project)

Savvy Pro Education
06.2023 - 06.2023
  • Well-versed in a diverse range of commercial and retail payment products, demonstrating a deep understanding of their operational nuances.
  • Possess a strong command of fraud detection and analytics, encompassing both first-party and third-party fraud intricacies.
  • Demonstrated hands-on experience in the in-depth analysis of transactional data within the retail banking sector.
  • Adept at crafting intricate features using SQL joins and employing various data manipulation techniques.
  • Proficient in the development of rules aimed at mitigating emerging trends in third-party fraud.
  • Skillful in employing key metrics such as value detection rate and false positive rate to meticulously assess rule performance.
  • Rigorously validate the robustness of rules through comprehensive out-of-time testing procedures.

Education

Honours Bachelor of Science - Economics & Statistics

University of Toronto
Toronto, ON
11.2023

Skills

  • Reading Comprehension
  • Team Translation
  • Familiarity with commercial and retail banking products
  • In-depth comprehension of 1st-party and 3rd-party fraud, coupled with adept analytical skills in this domain
  • Basic Data analytic skill
  • Extensive experience in SQL for data extraction, manipulation, and cleansing

Timeline

Tim Hortons RUTR (Professional Training Project)

Savvy Pro Education
06.2023 - 07.2023

Fraud Analyst(professional Training Project)

Savvy Pro Education
06.2023 - 06.2023

Honours Bachelor of Science - Economics & Statistics

University of Toronto
Jinyu Ye