Priyanka Maru
Toronto,Canada
Summary
- Highly motivated finance professional with over 3 years of experience in Residential Mortgage Underwriting support, Financial Analysis, Customer Service & Administration
- Have the ability to take ownership of tasks through completion, in fast paced, high volume and service-oriented environment within deadlines – Have provided advanced level administrative support to underwriting team with in-depth Credit Analysis and File Quality Management
- Was recognized for being a people person by providing excellent customer service with professional maturity, achieving the highest customer focus score with an impeccable work ethic
- Was recognized for working independently with minimal supervision, at the same time was team oriented with a proactive working manner building effective working relationships with all levels in organization including bank partners, mortgage brokers and borrowers
Overview
9
9
years of professional experience
1
1
Certification
Work History
Funding Officer
TD Auto Finance
07.2021 - 08.2024
- Surpassed productivity goals by completing 49 contracts on a daily basis and ensures adherence of set escalation processes and proper documentation of exceptions made within the authority.
- Maintained a close and professional work relationship with Credit/Income & Accounting Departments facilitating seamless exchange of information; participates in individual focused monthly training to keep a track of changes in products and policies.
- Volunteered for late night and weekend shifts as well as overtime in a bid to increase productivity; kept the error ratio under 2% while working on ways to reduce it further without affecting productivity.
- Learned and worked on complex Small Business deals with other team members and exerts teamwork and leadership to gain organization-wide collective success.
Mortgage Underwriter
Capital First Limited
10.2015 - 12.2017
- Performed credit appraisal and underwriting of home loans and mortgages of 40 cases per month on an average (45% of the average volume) with a loan approval ratio of 65%.
- Demonstrated emphasis on strict adherence of credit standards and policies of the organization and implemented organizational policy with authority to approve loans up to exposure of 3 million Rupees.
- Collated and analyzed information on client’s financial status, business and income stability and growth, cross verification of references to safeguard against fraud.
- Oversaw loan documentation, summarizing nature of delinquent accounts and mobilized team members and implemented efficient work processes.
Education
Bachelor of Science - Hon. Bachelor of Behaviour Analysis
George Brown College
Toronto, ON05-2023
Diploma - Behaviour Analysis
George Brown College
Toronto, ON09-2021
Skills
Credit Underwriting: Residential mortgages (including Alternate lending), Market knowledge of Residential Real Estate, Property valuation, Customer Service, Fraud detection & mitigation, AML/ATF Regulations
Financial Analysis: P&L reporting, financial statements analysis, Asset-Liability management (Treasury operations) & Risk management
Financial Tools / software: LOS - Fiserv & SAM (Standardized Adjudication Model), LaserFische, Adept at learning any loan softwares
Computer Skills: MS Office Suite – MS Excel, MS Power Point, MS Word, Oracle’s PeopleSoft, loan origination software Organizational Skills: Self-Starter, multi-tasking, analytical & problem solving, solid interpersonal skills & team player, time management skills, high attention to detail
Certification
CPI - Crisis Prevention Intervention
Timeline
Funding Officer
TD Auto Finance
07.2021 - 08.2024
Mortgage Underwriter
Capital First Limited
10.2015 - 12.2017
CPI - Crisis Prevention Intervention
Bachelor of Science - Hon. Bachelor of Behaviour Analysis
George Brown College
Diploma - Behaviour Analysis
George Brown College
Similar Profiles
Ashley WidermanAshley Widerman
Team Manager II at TD Auto Finance, TD Bank NATeam Manager II at TD Auto Finance, TD Bank NA
Donya AlamtajDonya Alamtaj
Collection Officer at TD Auto Finance INCCollection Officer at TD Auto Finance INC
Lyse Lynka IrakozeLyse Lynka Irakoze
Bilingual Customer Service Specialist at TD Auto FinanceBilingual Customer Service Specialist at TD Auto Finance