Regulatory compliance, governance, and risk management professional with 25+ years of experience in the financial services industry, including 7 years as a financial regulator, 18 years in banking and consultancy. Expertise in Regulatory Compliance Management (RCM) Framework, Monitoring & Testing, Risk Control Self-Assessments (RCSA), issue management, breach reporting, and regulatory filings. Proven track record partnering with teams across Asia, Europe, and the US to ensure operations align with regulatory requirements and risk appetite.