Jessica Zhang
Toronto,Canada
Summary
Professional with strong background in financial analysis, adept at leveraging analytical skills to drive business growth and financial stability. Expertise in data interpretation, financial modeling, and risk assessment, ensuring informed decision-making and strategic planning. Known for collaborative approach and adaptability, consistently meeting team objectives and organizational goals. Proficient in utilizing financial software and tools to streamline processes and enhance accuracy.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Financial Analyst, Treasury & Finance Team (50%) and Forecasting Team (50%)
First Capital REIT
06.2024 - Current
- Utilizing Bloomberg and creating template to monitor company and market metrics, i.e., total return, consensus FFO, forward rate curves etc
- Modeling and projecting cash balances, presenting cash activities to the executive leadership team
- Forecasting quarterly base rent, NOI, organizing data flow used to facilitate corporate planning and strategic decision making
- Executing over 30 financial deals (i.e., SOFR, Prime, BA, CORRA) with banks which results in significant interest savings
- Preparing financing packages (i.e., mortgage annual reviews and compliance certificates), managing and regularly tracking debt facilities (i.e., revolvers, term loans, construction facilities, mortgages)
- Preparing quarterly MD&A, board presentation and investor relations deck with respect to financial topics, i.e., WACC, capital structure and liquidity, credit ratios and ratings, top unitholders, etc
- Coordinating and liaising with various internal teams such as accounting, tax, and legal on administrative financing matters and ownership structures; maintaining relationships with banks, credit rating agencies and JV partners
Financial Analyst, Treasury & Finance Team
First Capital REIT
07.2022 - Current
Loan Servicing Analyst Internship
RBC Capital Markets
12.2021 - 04.2022
- Analyzed corporate credit agreements for various transaction structures and monitored over 200 facilities in place $15 billion, ensuring borrowers' limits, interest rates, and required payments are fulfilled
- Performed analysis and reconciliation of fee and interest accruals on money-market products
- Responsible for managing syndicated and bilateral corporate lending requests on a timely basis, including funding disbursements, loan conversions, rollovers, and repayments
Investment Analyst Internship
Invespettro Wealth Management
08.2020 - 12.2020
- Identified potential investment opportunities in the TMT sector; analyzed the competitive moat of a company's business model and identified investments risks including potential threats to the company's incumbent position
- Leveraged Bloomberg and S&P Capital IQ for market and public data to evaluate potential investment targets; forecasted revenue and EBITDA based on value drivers
- Performed detailed financial statement analysis and financial modeling, including DCF and Comparable Companies analysis
- Created investment pitch decks for potential investors to consider the initiation of new long positions
Due Diligence Analyst Internship
SmartSeed Ventures
11.2018 - 04.2019
- Researched technology start-up companies, performed in-depth investment evaluations and due diligence analysis, including analysis of the business model, management team, financial and industry
- Summarized the KPIs in Excel to support the company in effective tracking investment portfolio performance
Education
Master of Financial Economics -
Western University
London, ON02.2021
Bachelor of Science - Honors Specialization in Financial Modeling, Major in Financial Economics
Western University
London, ON06.2019
Skills
- Microsoft Office Suite (Excel, PPT, Word, Outlook)
- Bloomberg Terminal
- Capital IQ
- Financial modeling
- Research and data analysis
- Credit analysis
- R
- SAS
- SQL
Accomplishments
- Received nomination of excellence award from FC REIT.
- Created an expenses and account balances spreadsheet to resolve over $6M in non-sufficient payments.
- Created work instructions and trained team of 4 members.
Languages
Fluent in English
Fluent in Mandarin
Certification
- CFA Charterholder (CFA Institute) 2024
- Commercial Banking & Credit Analyst Certification (Corporate Finance Institute) 2022
- Financial Modeling & Valuation Analyst Certification (Corporate Finance Institute) 2020
- SAS Certified Advanced Programmer (SAS) 2018
Interests
- Crafting and DIY Projects
- Creating digital artwork using software like Photoshop, Midjourney, and Stable Diffusion
- Regularly practice mindfulness and meditation for overall wellness
- Pilates
- Baking
- Reading
- Traveling
Timeline
Financial Analyst, Treasury & Finance Team (50%) and Forecasting Team (50%)
First Capital REIT
06.2024 - Current
Financial Analyst, Treasury & Finance Team
First Capital REIT
07.2022 - Current
Loan Servicing Analyst Internship
RBC Capital Markets
12.2021 - 04.2022
Investment Analyst Internship
Invespettro Wealth Management
08.2020 - 12.2020
Due Diligence Analyst Internship
SmartSeed Ventures
11.2018 - 04.2019
Bachelor of Science - Honors Specialization in Financial Modeling, Major in Financial Economics
Western University
- CFA Charterholder (CFA Institute) 2024
- Commercial Banking & Credit Analyst Certification (Corporate Finance Institute) 2022
- Financial Modeling & Valuation Analyst Certification (Corporate Finance Institute) 2020
- SAS Certified Advanced Programmer (SAS) 2018
Master of Financial Economics -
Western University
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