Dynamic Commercial Lines Underwriter at Nationwide Insurance Company with expertise in risk assessment and policy analysis. Proven track record of developing underwriting guidelines and enhancing customer satisfaction through exceptional service. Skilled in negotiating terms for profitable growth while maintaining attention to detail in policy renewals and portfolio management.
Overview
18
18
years of professional experience
Work History
Commercial Lines Underwriter
Nationwide Insurance Company
Sacramento
07.2006 - 10.2024
Determined level of acceptable risk by reviewing applications for coverage and loss control reports.
Stayed up to date on industry standards and underwriting guidelines.
Developed underwriting guidelines for assigned accounts and monitored adherence.
Evaluated new policy applications and renewal submissions to determine financial liabilities and company risk.
Conducted periodic reviews of existing accounts to ensure coverage is in line with business objectives.
Inspected financial statements, credit information and title data to complete underwriting process.
Reviewed and analyzed commercial insurance applications to determine risk acceptability.
Identified opportunities for cross-selling additional products or services to existing customers.
Advised brokers and agents on product availability, policy changes, endorsements and other related matters.
Entered and maintained risk information in various information systems.
Applied rating to encourage safe, profitable distribution of risks.
Negotiated terms and conditions with producers to ensure profitable growth for the company.
Prepared renewal packages including premium calculations, coverages offered, policy language changes.
Promoted high customer satisfaction by resolving problems with knowledgeable and friendly service.
Education
High School Diploma -
Foothill High School
Sacramento, CA
06-1989
Skills
Risk assessment
Underwriting guidelines
Policy writing
Customer service
Policy analysis
Portfolio management
Policy Underwriting
Teamwork and collaboration
Attention to detail
Policy renewal
Teamwork
Timeline
Commercial Lines Underwriter
Nationwide Insurance Company
07.2006 - 10.2024
High School Diploma -
Foothill High School
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