Jennifer Heeringa
Summary
Professional with deep expertise in credit management, ready to drive impactful results. Known for strategic risk assessment, financial analysis, and regulatory compliance. Strong focus on team collaboration and adapting to changing needs. Reliable, analytical, and results-driven, with commitment to fostering growth and achieving organizational objectives.
Overview
24
24
years of professional experience
Work History
North American Director of Credit
Gordon Food Service
03.2020 - 06.2025
- Led credit policy development, ensuring compliance with regulatory standards and industry best practices.
- Managed credit risk assessment processes, enhancing decision-making frameworks for loan approvals.
- Streamlined reporting procedures, improving accuracy and timeliness of financial analyses.
- Directed cross-functional teams to implement strategic initiatives aimed at reducing default rates.
- Oversaw integration of advanced credit scoring systems, optimizing evaluation processes for customer applications.
- Collaborated with senior leadership to align credit strategies with overall business objectives and growth plans.
- Reduced bad debt write-offs by implementing proactive collection strategies and monitoring high-risk accounts closely.
- Prepared detailed reports for executive management, highlighting key performance indicators related to the company''s credit activities.
National Credit Manager
Gordon Food Service
11.2015 - 03.2020
- Led national credit risk assessments to identify and mitigate financial exposure across multiple regions.
- Developed and implemented credit policies to enhance compliance and improve workflow efficiency.
- Mentored junior staff on best practices in credit management and risk evaluation techniques.
- Analyzed credit data to establish lending guidelines, ensuring alignment with corporate objectives.
- Conducted regular reviews of customer accounts to assess ongoing creditworthiness and adjust limits accordingly.
- Contributed significantly to overall financial stability by establishing rigorous procedures for assessing customer solvency before granting lines of credit.
Credit Manager
Gordon Food Service
02.2012 - 11.2015
- Developed and implemented credit policies to mitigate risk and enhance financial stability.
- Analyzed customer credit reports to determine creditworthiness and set appropriate limits.
- Collaborated with sales teams to align credit terms with business objectives and customer needs.
- Conducted regular reviews of client accounts to identify overdue payments and initiate collection efforts.
Non Commercial Credit Manager
Gordon Food Service
09.2001 - 02.2012
- Led credit risk assessments to minimize exposure and enhance financial stability.
- Developed and implemented credit policies to ensure compliance with industry standards.
- Managed a team of credit analysts, providing mentorship and guidance on complex cases.
- Analyzed customer financial statements to determine creditworthiness and recommend approval limits.
Education
Bachelor of Science - Management
Park University
Parkville, MO 06-1998
Skills
- Budgeting and planning
- Credit scoring models
- Cash flow management
- Credit policy development
- Negotiation
- Debt restructuring
- Loss mitigation
- Client relationship management
- Credit risk management
- Credit analysis expertise
- Policy implementation
- Proficient in SAP
- Multitasking
- Stakeholder communication
Accomplishments
- Achieved [Result] by introducing [Software] for [Type] tasks.
Timeline
North American Director of Credit
Gordon Food Service
03.2020 - 06.2025
National Credit Manager
Gordon Food Service
11.2015 - 03.2020
Credit Manager
Gordon Food Service
02.2012 - 11.2015
Non Commercial Credit Manager
Gordon Food Service
09.2001 - 02.2012
Bachelor of Science - Management
Park University
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