Summary
Overview
Work History
Education
Skills
Timeline
Generic

Jennifer Bouwers

Brampton,Ontario

Summary

Accomplished Manager with a proven track record at Scotiabank, adept in underwriting complex Private Banking applications and leading teams towards operational excellence. Demonstrated expertise in compliance assessments and fostering customer loyalty, achieving significant growth in the custom credits portfolio. Renowned for strong partnerships and effective coaching, enhancing team efficiency and decision-making quality.

Results-driven management professional with proven ability to lead teams to success. Strong focus on team collaboration, operational efficiency, and achieving measurable outcomes. Adept at strategic planning, process improvement, and fostering culture of accountability and excellence. Known for adaptability and consistently meeting changing organizational needs.

Overview

8
8
years of professional experience

Work History

Manager, Retail Credit Risk, Private Banking

Scotiabank
04.2021 - Current

Present

  • Proven ability to underwrite & adjudicate complex Private Banking custom credit applications for the bank’s top clients with a level of accuracy, leading to successful growth of the bank’s custom credits portfolio while ensuring risk is mitigated within limits set by GRM
  • Continuously have strong partnership with both the private banking branch network and the Wealth Credit Structuring team, resulting in positive working relationships that lead to effective conversations and higher approval rates for custom credit files
  • Displaying the ability to train/coach existing and new members on the ACE Private Banking team on various subject matters such as credit limit increase files on the CCRL platform, leading to increased efficiency and effectiveness
  • Assist when required to train new team members

Manager, Retail Credit Risk (ACE Retail)

Scotiabank
05.2017 - 04.2021
  • Successfully demonstrated the ability to adjudicate retail credit applications by making quality decisions while ensuring the associated risk is still within the bank’s risk appetite
  • Displayed strong attention to detail by consistently performing within the top amongst the ACE retail unit in adjudication review results for OM and EAD adherence, quality of decision, quality of communication, and TDSR replication
  • Sound knowledge of the bank’s credit products, policies, and procedures which provided additional support to both team members and branches in the outgoing decisions and Deal Support conversations while also being asked to support the bank’s Mortgage Deal Assist/Pre-Fund unit

Manager, Customer Service

Scotiabank
01.2017 - 05.2017
  • Resolved customer complaints while prioritizing customer satisfaction and loyalty.
  • Took ownership of customer issues and followed problems through to resolution.
  • Managed a team of customer service representatives, fostering a positive work environment focused on teamwork and collaboration.
  • Reduced customer complaints, proactively addressing issues and implementing effective solutions.
  • Cash and Custody

Education

Branch Compliance Officer

Ontario Securities Commission
02-2015

Mutual Funds

Ontario Securities Commission
11-2010

Finance

Institute of Canadian Bankers
02-2005

Skills

  • Customer service
  • Compliance assessments
  • Private banking services
  • Customer service

Timeline

Manager, Retail Credit Risk, Private Banking

Scotiabank
04.2021 - Current

Manager, Retail Credit Risk (ACE Retail)

Scotiabank
05.2017 - 04.2021

Manager, Customer Service

Scotiabank
01.2017 - 05.2017

Branch Compliance Officer

Ontario Securities Commission

Mutual Funds

Ontario Securities Commission

Finance

Institute of Canadian Bankers
Jennifer Bouwers