Summary
Overview
Work History
Education
Skills
Languages
Additional Information
Timeline
AdministrativeAssistant
Jeff Thomas

Jeff Thomas

Thorold,ON

Summary

Accomplished Manager with a proven track record at Meridian Credit Union, excelling in complex problem-solving and team leadership. Spearheaded program lending initiatives, significantly enhancing business development and customer relationships. Expert in managing multi-million dollar loans and fostering business growth, demonstrating exceptional project management and communication skills. Collaborative leader with dedication to partnering with coworkers to promote engaged, empowering work culture. Documented strengths in building and maintaining relationships with diverse range of stakeholders in dynamic, fast-paced settings.

Overview

38
38
years of professional experience

Work History

Manager, Program Lending

Meridian Credit Union
06.2014 - 05.2024
  • Managed three different programs (Franchising, Professionals and Condo Corp term loans for common area improvements).
  • Create and maintain business relationships with national branded franchisors. Create preapprove franchise programs.
  • Reviewed loans from $1M to $7M before submission to Credit Adjudication.
  • Provided assistance to business banking delivery with business development, loan structuring and advice.
  • Managed one employee.

Senior Small Business Advisor

Bank Of Nova Scotia
05.2006 - 06.2014
  • Manage an existing portfolio of small business Members. Deal with new requests and completed annual reviews when required.
  • Responsible for new growth in loans and deposits to my portfolio.
  • Prepared credit applications up to $1M and responsible to execution of security.
  • Assisted local Branches with small business requests for their Members.

Credit Analyst

Bank Of Nova Scotia
07.1998 - 05.2006
  • Assessed credit risk and analyzed financial statements in Automotive Lending Industry.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit and ensuring financial covenants were onside monthly & annually.
  • Assisted Commercial Relationship Manager with new loan requests ranging from $3M to $100M for operating LOC, floorplan inventory lines, in-house leasing lines and term loans for equipment, leasehold improvements or dealership real estate.
  • Review floorplan audits to ensure Dealers paid out sold vehicles and accounted for all inventory.

Credit Supervisor

General Motors Acceptance Corporation (GMAC)
07.1986 - 07.1998
  • Over the 12 years worked in several progressing positions from Account Representative to Credit Representative to Credit Supervisor.
  • Completed various job requirements such as
  • Retail collections for car loan payments
  • Repossessions of vehicles when required.
  • Dealership floorplan audits
  • Supervising Account Reps to ensure collection calls were made and quality commitments were taken.
  • Write off loan losses on repossessions
  • Approve car loans
  • Manage commercial loans for dealerships in terms of floorpan inventory lines, operating LOC's, review floorplan audits

Education

Diploma - Business Administration - Marketing

George Brown College
Toronto, ON
05.1986

High School Diploma -

George S Henry Secondary School
06.1983

Skills

  • Team Leadership
  • Time Management
  • Verbal and written communication
  • Complex Problem-Solving
  • Staff Training and Development
  • Project Management
  • Customer Relationship Management (CRM)
  • Policy Implementation
  • Sales management
  • Business Development

Languages

English
Native or Bilingual

Additional Information

Member of Rotary Club of St. Catharines for past 12 years. Two time recipient of Paul Harris Award

Director of Youth Services for past 8 years

Timeline

Manager, Program Lending

Meridian Credit Union
06.2014 - 05.2024

Senior Small Business Advisor

Bank Of Nova Scotia
05.2006 - 06.2014

Credit Analyst

Bank Of Nova Scotia
07.1998 - 05.2006

Credit Supervisor

General Motors Acceptance Corporation (GMAC)
07.1986 - 07.1998

Diploma - Business Administration - Marketing

George Brown College

High School Diploma -

George S Henry Secondary School

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Jeff Thomas